by Amy Bach

Before Congress passed the Affordable Care Act (ACA, also known as "PPACA") and President Obama signed it into law, Americans with pre-existing medical conditions were struggling mightily to find and pay for essential health insurance.  The ACA solved that problem for a large number of people but has encountered strong opposition and partisan politics that tried to defeat it at every turn. Six years of hard work have gone into implementing and defending the law.  Now the incoming administration is poised to dismantle it.  State insurance regulators, insurers, consumers and medical care providers have their work cut out for them.

What lies ahead is unknown.  What we know is:

-  20 million more Americans have health insurance than pre-ACA

-  Abruptly repealing the ACA without a substitute plan in place will cause economic chaos and human harm

-  Health care insurance became affordable for millions of Americans due to federal government subsidies established via the ACA

-  The ACA was a compromise deal from the get-go and never the single payer plan that some feel is the only viable plan

Good fortune and health to all of us.  May we come together and find common ground and common sense. 


About The Blogger

Amy Bach

Amy Bach has been a professional advocate for insurance consumers (policyholders), since 1984 and an attorney since 1989. She currently serves as the organization's Executive Director and spokesperson; shaping and overseeing the Roadmap to Recovery™, Roadmap to Preparedness, and Advocacy and Action programs. She is a nationally recognized expert on insurance claim and legal matters; frequently interviewed in print and broadcast media, and the author of numerous publications including "The Disaster Recovery Handbook", "WISE UP: The Savvy Consumer's Guide to Buying Insurance" and consumer tips and guides in the UP Claim Help Library.