"The disaster recovery resources you provided helped many individuals and families."
United Policyholders Praises California Supreme Court Decision That Will Help Underinsured Wildfire Victims
Insurance Companies now held to higher standard for setting homeowners policy limits;
Court finds Insurance Commissioner has authority to regulate replacement cost estimates
SAN FRANCISCO, CA – January 23, 2017 – United Policyholders (UP), a nonprofit insurance consumer organization, today praised a California Supreme Court decision that will...Read More
Before Congress passed the Affordable Care Act (ACA, also known as "PPACA") and President Obama signed it into law, Americans with pre-existing medical conditions were struggling mightily to find and pay for essential health insurance. The ACA solved that problem for a large number of people but has encountered strong opposition and partisan politics that tried to defeat it at every turn. Six years of hard work have gone into implementing and defending the law. Now the incoming administration is poised to dismantle it. ...Read More
2016 was an outstanding year for the United Policyholders Amicus Project. Thanks to the generosity of our volunteers, UP was able to file briefs in four of the five most important insurance cases of 2016 (In re: Viking Pump and Warren Pumps Insurance Appeals, Cypress Point Condominium Association v. Adria Towers, Sebo v....Read More
In this section you will find tips, tools and resources for navigating your insurance claim settlement. In addition to what you'll find here, you can use the search box to find articles, surveys and reports, and you can watch videos of Roadmap to Recovery™ post-disaster workshops.
Claim Guidance Library
In the past, insurance companies used straightforward objective criteria and actuarial science to evaluate risks and calculate how much to charge a consumer for an insurance policy. Age, address, income, claim history and education were the main factors. Today, insurers are using subjective factors such as shopping and personal habits and credit scores. With the explosion in credit reporting and the widespread use of computers and the Internet, vendors that mine and sell data and modelers that spin data...Read More