October 28, 2016

The terms "Big Data", "Data Mining" and "Price Optimization" are all the buzz in insurance circles and among state insurance regulators.  They, non-profit consumer advocates, the private bar and the Federal Insurance Office are all diving in to whether the massive amount of personal data that's now available to insurance companies is tipping the scales away from the bests interests of consumers and the healthy spread of risk.

Insurers used to pick from 90 rating classifications such as your driving record, address, age and vehicle. Now they can pick from thousands of them....

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October 19, 2016

If your home or business was damaged or destroyed by extreme weather and/or flooding, you can access guidance and tools through United Policyholders' Roadmap to Recovery® program for overcoming insurance claim challenges and reaching fair settlements. Scroll down for key tips and a menu of resources.  We thank and acknowledge Maui resident and UP volunteer Robert Joslin for assistance with this section of our library.

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October 14, 2016

Today began with a 7:30 briefing call hosted by the Coalition for Sustainable Flood Insurance, of which United Policyholders is a member.  This "can-do" coalition seeks to make flood insurance affordable and available through the National Flood Insurance Program.  They are aware of parallel efforts to bring flood coverage back into home policies and stimulate the growth of a private flood insurance market.  But their current focus is on improving the NFIP so it can be a more financially viable "take all comers" source of financial protection for homeowners who want to...

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October 6, 2016

If your home or business was damaged or destroyed by Hurricane Matthew, you can access guidance and tools through United Policyholders' Roadmap to Recovery® program for overcoming insurance claim challenges and reaching fair settlements. Scroll down for key tips and a menu of resources.  

Focus on completely inventorying and valuing all damage and costs to repair or replace your property, regardless of your...

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October 3, 2016

In this section you will find tips, tools and resources for recovering from a partial or total wildfire loss. Our main focus is on helping you navigate your insurance claim toward a full, fair and prompt settlement, but we also offer guidance on emotional recovery, debris removal, temporary living arrangements, government aid, construction issues, hiring professional help, and deciding how and if you will repair, rebuild or buy a replacement home.

Attention Clayton Fire survivors:...

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