“We recommend (UP) to any other city or county whose residents have suffered catastrophic property losses. United Policyholders is a 501(c)(3) with subject matter expertise in insurance recovery and has been a valuable resource to our community.”
Today was a big day for policyholders involved in the legendary Portland Harbor (Oregon) Superfund Site: two cases in which United Policyholders submitted amicus curiae briefs were up for argument before the Ninth Circuit. Both cases involve the duty to defend under "long-tail" CGL policies and the application of Oregon's statutory protections for policyholders, including its unique statute relating to coverage disputes in environmental cases, the Oregon Environmental Cleanup Assistance Act ("OECAA").
The first case argued, Schnitzer Steel v. Continental Casualty...Read More
If your home or business was damaged or destroyed in recent flooding, you can access guidance and tools through United Policyholders' Roadmap to Recovery® program for overcoming insurance claim challenges and reaching fair settlements. Scroll down for key tips and a menu of resources.
Focus on completely inventorying and valuing all damage and costs to repair or replace your property, regardless of your insurance situation. If your rental, home or business was insured for flood damage, there are...Read More
Have you ever contacted an insurance agent or company and asked them to insure your home for a specific dollar amount? If so, you're probably in the .00001% of insurance consumers. That's just not how it works in real life.
In real life, we rely on agents and insurers to tell us how much insurance we need on our homes. And when we apply for insurance, they do tell us. Well, ok, their computer tells us... When we apply for insurance, we answer some basic questions about the size, age and features of our home, and we get a print...Read More
If your home and property was severely damaged or destroyed, you may be thinking about adjusting your insurance coverage to avoid wasting money insuring things that no longer exist. But any time you ask an insurer to reduce your coverage, you’re taking a risk that you’ll end up underinsured. ...Read More