April 18, 2016
This week UP filed an important brief on the issue of punitive damages in the great state of Tennessee. Punitive damages, those awarded by a jury to compensate an injured plaintiff above-and-beyond the amount owed to compensate for the harm caused, are an important component of the civil justice system that promote fairness and help to deter future wrongful conduct. 
The deterrent effect of punitive damages and economic fairness in insurance bad faith...
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April 13, 2016

Have you ever contacted an insurance agent or company and asked them to insure your home for a specific dollar amount?  If so, you're probably in the .00001% of insurance consumers.  That's just not how it works in real life.  

In real life, we rely on agents and insurers to tell us how much insurance we need on our homes. And when we apply for insurance, they do tell us.  Well, ok, their computer tells us... When we apply for insurance, we answer some basic questions about the size, age and features of our home, and we get a print...

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March 15, 2016

New Publication - We have updated our Claim Guidance Library to include a new publication: Updating Your Insurance After a Loss

If your home and property was severely damaged or destroyed, you may be thinking about adjusting your insurance coverage to avoid wasting money insuring things that no longer exist.  But any time you ask an insurer to reduce your coverage, you’re taking a risk that you’ll end up underinsured.  ...

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March 3, 2016

At the six-month mark of the Valley and Butte Wildfires, we ask that fire survivors please take a few minutes to complete a short online survey regarding your experience regarding the insurance claims process and the status of your recovery. Your identity will be kept confidential when the survey results are analyzed. Please take the survey today:


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March 1, 2016

As the health insurance marketplace, American citizens and businesses continue to adapt to the Patient Protection and Affordable Care Act world, the pending mergers of Aetna/Humana and Cigna/Anthem will provide yet another curveball. Mergers of companies this large are almost never good for consumers.  They generally mean fewer choices, less negotiating options and higher premiums, yet both appear to be on track for approval. The U.S. Department of Justice and state regulators are reviewing the proposals, and...

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