January 13, 2016

UP is hosting a Roadmap to Recovery workshop for Butte Fire survivors on Wednesday, January 13th at 6pm at Mountain Ranch Town Hall.  This workshop will focus on the dwelling portion of your insurance claim and will discuss how to document and value the damage to your home.  There will be a Q...

Read More
January 13, 2016

This week there will be two post-disaster tax workshops for Valley Fire survivors.  Residents whose homes or businesses have been damaged or destroyed in the recent wildfires are encouraged to attend as well as income tax and personal finance professionals.

...

Read More
December 14, 2015

Your flood adjuster arrives with a few forms for you to fill out.  Typically, you will be asked some questions about when the water entered the building, how long it stayed and that sort of thing.  He/She will also ask to some questions to update your policy.  You may be asked to confirm your current mortgagee (lender) – this is important.  The claims check will be made out to you and your lender.  If it is made out to the wrong lender it will cause an unnecessary delay in receiving claim proceeds.

Cooperate with your adjuster.  In an event setting like...

Read More
December 3, 2015

UP is hosting a Roadmap to Recovery workshop for Valley Fire survivors Thursday, December 3rd at 6pm at Middletown High School. This workshop will cover how to effectively ...

Read More
December 1, 2015

Most homeowner’s property insurance policies contain “intentional loss” and “concealment and fraud” provisions that exclude or bar coverage if any person who qualifies as an “insured” (typically defined to include the named insured and residents of the named insured’s household who are his or her relatives) commits or conspires to commit an act intending to cause a loss (e.g., arson), intentionally conceals or misrepresents any material fact or circumstance, or engages in fraudulent conduct. But when a family member acts alone in setting an arson fire, should their innocent relatives pay...

Read More