August 23, 2016
Earthquakes are one of the natural disasters that are not typically covered under conventional homeowners insurance policies. And while many people think that Californians are the only ones who need to worry about earthquake insurance, the reality is that earthquake risk is far more widespread than that, says Michael T. McRaith, chairman of the Property and Casualty Committee of the...
As posted at:
August 22, 2016

Community rebuilding efforts underway include an assistance center in Lower Lake and a public meeting on Wednesday.

As posted at:
August 19, 2016
Losing a loved-one can be devastating.  The situation can be even more devastating when the future that was supposed to be secured by a life insurance policy is denied.  It doesn’t make sense. The policy was purchased by your loved-one so they could ensure you were provided for in the event of their untimely death.  Now, they’re gone and the insurance company is refusing to honor the...
As posted at:
August 18, 2016
Some Southern California residents have seen their insurance rates skyrocket as a result of wildfires. The latest round of fires is fueling concerns that rates may eventually be boosted again.
Scores of Southern California residents living in or near the path of the latest wildfires have suffered damage to their homes — or barely avoided it.
July 29, 2016

As of midday Friday, the Soberanes Fire in Monterey County had destroyed at least 41 homes and put at least 2,000 homes and other buildings at risk. Meanwhile, the Sand Fire, which has burned more than 38,800 acres in the Santa...

As posted at:
July 28, 2016

This August, two of the country's biggest insurance companies, MetLife (MET) and Unum (UNM), will be front and center before the Florida insurance commissioner. They'll have to explain why they're asking some of their 70,000 policyholders for double the amount...

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July 25, 2016

COBB, Calif. – The “Roadmap to Recovery” workshop to discuss “healing and dealing” at the one-year anniversary of the Valley fire will be presented Tuesday, Aug. 2.

The workshop will take place from 6 to 8 p.m. at the Little Red Schoolhouse, located at 15780 Bottle Rock Road, Cobb.

The workshop is presented by United Policyholders, a nonprofit organization that helps disaster...

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July 17, 2016

The federal government's flood insurance program has triggered a steady downpour of bad news, but private insurance isn't going to replace the troubled program anytime soon unless Congress makes some changes, experts said.

The National Flood Insurance Program is administered by FEMA, which works with more than 80 private insurance companies to offer flood insurance to business owners,...

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July 11, 2016
Insurance consumer group United Policyholders has urged the Eleventh Circuit to find that Auto-Owners Insurance Co. must defend Elite Homes Inc. in a construction defect suit, saying Florida law holds that insurers must provide a defense if there is any possibility of coverage.
As posted at:
July 2, 2016

When Herb Solomon changed his homeowners’ insurance this year, he was surprised to see that his new company estimated the replacement cost of his 2,600-square-foot North Berkeley home at roughly one-third less than the old one.