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The following are samples of claim and proof of loss forms. You can use them for "dwelling" and "contents" claims. Please refer to our Dwelling Tips, Claim Tips, the Disaster Recovery Handbook, and other United Policyholders' publications for guidance on documenting loss and damage fully and getting fairly, promptly paid on claims.
Sample Letters:
Sample Letter Requesting Copy of Policy
Sample Letter Requesting Information About Insurance Benefits for Temporary Living Expenses ("ALE/Loss of Use")
Sample Letter Asking for the Waiver of the Contents Itemization Requirement
Sample Letter Asking for a Personal Property Claim Settlement
Sample Letter Requesting Payment History
Sample Letter Protecting Your Legal Rights
Sample Letter Requesting Extensions of Policy Deadlines
Sample Letter Requesting Information About Claim Denial
Sample Claim Forms:
Sworn Statement In Proof of Loss
Dwelling repairs/rebuilding/Scope of Loss
Debris Removal
Dwelling Scope of Loss
Code Upgrades
Other Stuctures
Rebuilding Estimate
Trade Summary Breakdown
Contents/Personal Property
Inventory/Personal Property Claim Worksheets (Excel doc) - United Policyholders Home Inventory Worksheets for you to complete and save on your computer or recovery flash drive
Example of a completed home inventory - 2003 Cedar Fire Survivor and Disaster Recovery Mentor, Julie Robinson, has donated her contents claim form to United Policyholders
Depreciation:
Consumer-oriented Guides
Depreciation Info for Personal Property Items
Depreciation Schedule - Residential Personal Property
Industry Guides
Depreciation Guide by "Claims Pages" - an insurance industry resource website. Look under "Tools" at www.claimspages.com to find this and other tools for calculating losses and costs to replace/repair.
Example of Insurance Company Depreciation Guide
Sample Damage Reports:
Mold and Asbestos Report
Air Quality/Industrial Hygienist Report
Engineering
Fire Cause and Origin
Seismic