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About the Amicus Library
Welcome to the Amicus Project library. Here you will find copies of the briefs we have filed on behalf of insurance consumers. UP brings a unique consumer voice before courts confronting insurance issues - reminding judges that there are real people who have suffered real loss behind the case captions.
At the time UP published its 2011 report entitled: "Twenty Years Protecting, Defending and Advancing Policyholders Rights" we had filed 300+ briefs since our founding in 1991. UP's Amicus Project output has grown exponentially and more and more courts are hearing our voice and adopting our arguments.
UP's Amicus Project is made possible by the hundreds of dedicated policyholder attorneys who generously volunteer their time to write our briefs. Click here to view the attorneys who make up our Amicus Project Team.
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Punitive damages awards are subject to heightened Due Process scrutiny after the U.S. Supreme Court's decision in State Farm v. Campbell. While the Campbell ruling did not... Read more
Under Commercial General Liability policies ("CGL") and Umbrella policies, "publication" of usually defamatory statements to a third person will trigger coverage for "advertising injury" and a... Read more
Under Minnesota law, insurers are required to replace damage and undamaged property with the same "like kind construction and similar use" to ensure uniform appearance and prevent decreased... Read more
This case arises from a class-action lawsuit alleging that the insurer unlawfully conspired to systematically delay, deny, and diminish payments to doctors under a health plan. The insuring... Read more
Where an insurer has wrongfully delayed or denied a covered claim, extra-contractual remedies are necessary to punish the conduct at issue and deter similar conduct in the future. UP argued in its... Read more
When an insured files suit against an insurer for unfair or deceptive practices (under Massachusetts' Unfair Claims Settlement Practices Act) and the insurer answers and tenders unilateral... Read more
In a recent decision, the Alabama Supreme Court left the ranks of the outlier courts, holding that faulty workmanship can be a covered “occurrence” under Commercial General Liability... Read more
Under Montana law, if a carrier refuses to defend under a reservation of rights, it does so at its own peril and is liable for all damages resulting from an unjustified breach of the duty to... Read more
Insurers owe special duties to policyholders, including the duty to communicate policy requirements and settle claims fairly. Policyholders have a reasonable expectation that their policy benefits... Read more