2008 Freeway Express Fire Survivor Community Calls For Action As They Face The One Year Fire Anniversary

Press Conference Speakers:
Karen Reimus, ’03 Cedar Fire Survivor and Outreach Coordinator for United
Policyholders, a nonprofit organization
Patrick Craft, ’08 Freeway Complex Fire Survivor – Anaheim Hills
Karla Rinskopf, ’08 Freeway Complex Fire Survivor – Yorba Linda
Edward Pajarito, ’08 Freeway Complex Fire Survivor – Anaheim Hills
Don Waugh, ’08 Freeway Complex Fire Survivor – Anaheim Hills
Sheri Allen, ’08 Freeway Complex Fire Survivor – Yorba Linda
Priya Sprenger, ’08 Freeway Complex Fire Survivor – Yorba Linda
1) All insurers should immediately voluntarily pay homeowners the full amount it would reasonably cost to replace their destroyed homes according to current building codes where:
i. The homeowner gave honest and correct answers to all questions regarding the size, age and features of their home when they bought and renewed their policies, and;
ii. The insurer and/or its sales representatives led the homeowner to believe they were fully protected.
2) California Insurance Commissioner Steve Poizner should;
i. File enforcement actions against insurers that are: 1) refusing to honor full coverage promises and against agents/brokers with innocently underinsured customers, 2) engaging in other unethical conduct, such as lowballing and delaying tactics.
ii. Notice and conduct a hearing to investigate how limits are being calculated; including;
1. Agent/broker commissions relating to claim ratios and policy limits
2. Formulas and directives provided to agents and brokers by insurance companies
iii. Commit to sponsoring and/or supporting specific pieces of legislation to remedy
homeowner’s insurance problems.
3) All Elected Officials in the State of California should:
i. Be prepared to resist industry lobbying during the upcoming legislative session in Sacramento and vote “Yes” on insurance reforms to protect future loss survivors.

The information presented in this publication is for general informational purposes and is not a substitute for legal advice. If you have a specific legal issue or problem, United Policyholders recommends that you consult with an attorney. Guidance on hiring professional help can be found in the “Find Help” section of www.uphelp.org. United Policyholders does not sell insurance or certify, endorse or warrant any of the insurance products, vendors, or professionals identified on our website.

Source: https://uphelp.org/2008-freeway-express-fire-survivor-community-calls-for-action-as-they-face-the-one-year-fire-anniversary/
Date: April 19, 2024