Klass v. Liberty Mutual Insurance Co.

Year: 2020
Court: Supreme Court of Connecticut
Case Number: S.C. 20451

In its brief, UP argues for the proper and efficient application of the appraisal process. Technical disputes over dollar values of property damage and construction and repair costs are well suited to being resolved in insurance appraisals. The appraisal process offers the advantage of a speedy and efficient determination of the value of a loss.  The appraisal process can fulfill the insurance policy objective of prompt payment by providing an alternative to costly and time-consuming litigation. In this case, and those generally involving appraisal, courts should endeavor to mandate proceedings that will truly value losses expeditiously and fairly, and defeat efforts by insurers to impose conditions and limitations that render an appraisal a waste of time and money.

Here, UP seeks to be a true friend of the court by bringing the Court’s attention to issues that address the general public interest and that may have otherwise escaped the Court’s consideration. UP argues that:

  1. The Business of Insurance Affects the Public Trust, and
  2. Public Policy Favors Appraisal

UP insists that the Court compel appraisal or risk defeating its purpose to avoid potentially costly and time-consuming litigation at the expense of the policyholder.

This brief was drafted pro bono by Shane Smith, Chip Merlin, and Jason Cieri of Merlin Law Group, P.A.


The information presented in this publication is for general informational purposes and is not a substitute for legal advice. If you have a specific legal issue or problem, United Policyholders recommends that you consult with an attorney. Guidance on hiring professional help can be found in the “Find Help” section of www.uphelp.org. United Policyholders does not sell insurance or certify, endorse or warrant any of the insurance products, vendors, or professionals identified on our website.

Source: https://uphelp.org/amicus-briefs/klass-v-liberty-mutual-insurance-co/
Date: February 23, 2024