Non-Owner Car Insurance

If you don’t own a car but want to be insured for occasional driving of rented and borrowed cars, you can buy a “non-owner” policy. Before you buy one, make sure you understand that these policies typically will not cover you if you’re driving a car for businesses purposes or a car that’s owned by a relative or member of your household. Here is an example of the exclusionary language:

More suggested reading: 

Speak UP: How to communicate with your insurance company

Sample letter requesting information about claim denial

The information presented in this publication is for general informational purposes and is not a substitute for legal advice. If you have a specific legal issue or problem, United Policyholders recommends that you consult with an attorney. Guidance on hiring professional help can be found in the “Find Help” section of United Policyholders does not sell insurance or certify, endorse or warrant any of the insurance products, vendors, or professionals identified on our website.

Date: July 1, 2022