Reevaluating Standardized Insurance Policies

by Professor Daniel Schwarcz
University of Minnesota Law School

Published in University of Chicago Law Review, Vol. 77, 2011
Minnesota Legal Studies Research Paper No. 10-65

Spring, 2011.  This important research shows that homeowners insurance policies now vary significantly in what they cover and what they exclude, yet even sophisticated consumers cannot access sample policies to comparison shop the variations before buying.  United Policyholders is working closely with the author to pursue regulatory and legislative changes warranted by his findings.

The information presented in this publication is for general informational purposes and is not a substitute for legal advice. If you have a specific legal issue or problem, United Policyholders recommends that you consult with an attorney. Guidance on hiring professional help can be found in the “Find Help” section of United Policyholders does not sell insurance or certify, endorse or warrant any of the insurance products, vendors, or professionals identified on our website.

Date: December 9, 2022