Sample Letter Requesting Complete Copy of Homeowners Policy

NOTE: This letter is a sample that must be customized to fit the facts of your individual situation and claim. All bracketed and underlined portions must be completed or revised before sending. Use this letter to request a complete copy of your homeowners’ policy from your insurance company. (PRINT THIS LETTER AS A  PDF.)


[Your Name]

 [Your Street Address]

[Your City, State, Zip]  

(Date)

(Name of adjuster or highest ranking ins. co. employee)

(Name of Insurance Co.)

(Address)

 

Re: Claim Number _____________

Date of Loss: _____________

Name of Insured: _______________________

Address of Insured Property: _________________________________________

 

Dear [INSURANCE COMPANY],

Please send me a complete and certified copy of my homeowner’s insurance policy, including all declarations, endorsements, riders and/or changes to the policy, which would affect coverage at the time of the above-noted loss.  Please send it to the mailing address listed below within fifteen (15) calendar days of the date of this letter.

Thank you in advance for your prompt handling of my request. I look forward to receiving the above-requested documents and working with [INSURANCE COMPANY] to complete the claim process.

 

Sincerely,

YOUR NAME

 

United Policyholders (“UP”) is a non-profit information resource and a voice for insurance consumers in all 50 states and the District of Columbia.  We give you the straight scoop on insurance matters. We don’t accept financial support from insurance companies.  We don’t give legal advice or endorse or warrant any of our sponsors.

© 2025 United Policyholders, All rights reserved.
Website: www.uphelp.org | Email: info@uphelp.org  | Federal Tax ID: 94-3162024

 

Para la versión en español, haga clic aquí.


The information presented in this publication is for general informational purposes and is not a substitute for legal advice. If you have a specific legal issue or problem, United Policyholders recommends that you consult with an attorney. Guidance on hiring professional help can be found in the “Find Help” section of www.uphelp.org. United Policyholders does not sell insurance or certify, endorse or warrant any of the insurance products, vendors, or professionals identified on our website.

Source: https://uphelp.org/claim-guidance-publications/sample-letter-requesting-complete-copy-of-homeowners-policy/
Date: November 10, 2025