Help during the rebuilding process

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Grass is beginning to grow on the vacant sites where homes once stood
four months after the fatal San Bruno explosion and fire, leading
residents to consider restarting their lives but some may have questions
about the details of construction.
The Sept. 9 blast completely killed eight people, destroyed 38
homes and created a large swath of damage to the Glenview neighborhood.
Rebuilding, repairing or buying a new home is on the mind of many
affected which brings up lots of questions. Insurance issues arise as do
inquiries about finding the right contractor or inventorying what was
lost. On Sunday, United Policyholders and Rebuilding Together Peninsula
are joining together for “Dollars and Sense: Home Repairs, Insurance,
Rebuilding and Recovery,” a workshop that aims to help answer those
questions.
“Now that the holidays are over, residents are focusing on
getting out of their temporary living quarters and back home. Insurance
negotiations and contractor challenges are at the top of their 2011 ‘to
do’ lists,” said Amy Bach, executive director of insurance consumer
advocacy group United Policyholders.
Cari Pang Chen, program director for Rebuilding Together Peninsula, agreed.
“We’re here to support them during construction, not manage it.
We want people to have a good base of information about what to expect
in the process,” Chen said.
The free four-hour workshop is broken into four one-hour
conversations. At 1 p.m., experts will offer tips on listing personal
property for insurance recovery. At 2 p.m., construction professionals
will go over repair and rebuilding information. At 3 p.m., the
conversation will turn to resolving disputes over repair methods or
costs. Lastly, the 4 o’clock hour will focus on the insurance, tax and
real estate considerations when deciding between rebuilding or buying
something new.
United Policyholders, a national nonprofit that works with
disaster victims during recovery, and Rebuilding Together Peninsula, a
Redwood City nonprofit that partners with businesses to rehabilitate
community organization facilities or the homes of those in need, joined
forces to bring in professionals with whom they’ve vetted to answer
questions and offer advice.
Bach encouraged individuals to bring any documents that relate to
an obstacle to Sunday’s event. Having the document will help
professionals advise those affected on how to proceed.
“We’re a conduit of information,” said Bach, noting the event
will feature contractors, professional claim adjusters, Pacific Gas and
Electric representatives and Realtors on hand to work with people and
answer questions.
“There is such a range of damages. We’re trying to offer a menu of help options,” said Bach.
Many of the vendors on hand are ones with whom Rebuilding Together Peninsula has previously worked, said Chen.
Since the damages are so different, issues vary for each
individual, said Chen, who added a woman she recently spoke with simply
needed a landscape contractor. It wasn’t that simple, however. With
insurance involved, there needs to be someone who can work with property
owners to learn what was there, maybe by looking at old photos.
“The first step is helping [those affected] tell their story about what they lost,” said Chen.
The free workshop was funded through a grant from the Silicon
Valley Foundation San Bruno Fire Fund, which collected over $529,000 in
donations since the Sept. 9 incident.
The “Dollars and Sense: Home Repairs, Insurance, Rebuilding and
Recovery” workshops will be held from 1 p.m. to 5 p.m. Sunday, Jan. 9 at
Skyline College student activities center, 3300 College Drive, Building
6, San Bruno. The event is free. For more information contact Lily Abt,
outreach coordinator for Rebuilding Together Peninsula, 366-6597 ext.
226, lily@rebuildingtogetherpeninsula.org or visit
www.rebuildingtogetherpeninsula.org or www.uphelp.org.
Heather Murtagh can be reached by e-mail: heather@smdailyjournal.com or by phone: 650) 344-5200 ext. 105.


The information presented in this publication is for general informational purposes and is not a substitute for legal advice. If you have a specific legal issue or problem, United Policyholders recommends that you consult with an attorney. Guidance on hiring professional help can be found in the “Find Help” section of www.uphelp.org. United Policyholders does not sell insurance or certify, endorse or warrant any of the insurance products, vendors, or professionals identified on our website.

Source: https://uphelp.org/help-during-the-rebuilding-process/
Date: February 29, 2024