Keeping your home protected when insurance options are limited and expensive

In some areas in Colorado, home insurance premiums are rising and/or consumers are being dropped by their home insurance company.  UP is closely monitoring the property insurance marketplace, coordinating with stakeholders to restore affordable options and working hard to help people reduce risk and keep property adequately insured.

On this page you will find publications and resources for homeowners, including:

  • Insurance and Disaster Preparedness Tips
  • What to do if you are Dropped by Your Insurer
  • Home Insurance Shopping Guidance
  • Mitigation and Risk Reduction Resources

If you were dropped and had to replace your home insurance in recent years, or your rates have gone up (or not) we want to hear from you.  Help us monitor and report on pricing and availability by completing our 2024 Colorado Home Insurance Survey at: www.uphelp.org/COhomesurvey

The data collected will help inform our preparedness and advocacy work.

TAKE COLORADO SURVEY
Helping homeowners keep their assets insured despite a regional affordability and availability crisis.
Helping homeowners keep their assets insured despite a regional affordability and availability crisis.
Promoting home hardening and fuel reduction steps
Promoting home hardening and fuel reduction steps
Advocating with the DORA and CO legislature
Advocating with the DORA and CO legislature
Previous CO Shopping Help Webinars

In 2020, United Policyholders received grant funding through the Denver UASI for a Colorado Preparedness and Resiliency preparedness project.  Through our tips from the Trenches webinar series, UP reached Colorado residents with road-tested tips on how to be a savvy and smart consumer when it comes to insuring your biggest asset: your home.  With 30 years helping disaster survivors navigate the insurance claim process UP knows what matters when it comes to insurance.

You can watch a recording of select trainings from 2020 below.

Tips from the Trenches (for Homeowners), September 2020

Renters! Get Prepared, October, 2020

Additional Shopping Help and Wildfire Mitigation Resources
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