Ruff and Ready?

Pet Insurance Check UP

As treatment options for sick and injured animals improve, and new (expensive) medications and procedures can extend your pet’s healthy life, you may want to give pet insurance a second look.

You can buy coverage for urgent care only, or broad coverage for routine care with a range of co-pay and deductible options.

Compare plan features, ask questions and follow these tips:

  • You’ll pay the lowest rate for a young healthy pet, so consider taking out insurance in the early years of your pet’s life.
  • Some pet insurers are better than others when it comes to paying claims quickly and approving treatments.
  • Once you’ve narrowed down a few insurance options, run them by your vet’s office and ask about their experiences with patient claims and reimbursement, and their recommendations.
  • There’s no Affordable Care Act for pets, so if your pet has a pre-existing condition, not every company will insure them, and you’ll pay more for coverage.

To read past Tips of the Month, click here. To suggest a future Tip of the Month, click here to submit your idea.

The information presented in this publication is for general informational purposes and is not a substitute for legal advice. If you have a specific legal issue or problem, United Policyholders recommends that you consult with an attorney. Guidance on hiring professional help can be found in the “Find Help” section of United Policyholders does not sell insurance or certify, endorse or warrant any of the insurance products, vendors, or professionals identified on our website.

Date: April 19, 2024