United Policyholders LA Wildfires Year One Survey Report

SoCal Grantmakers

Full report and survey data

Significant Findings:

A substantial number, 69%, of households report being underinsured by an average amount of $247 per square foot. The dollar amount is a significant increase from underinsurance data we have collected from previous wildfires recovery surveys.

Common claim problems continue with a majority of survey takers experiencing delays in communications (68%) and claim payments (69%), and 61% reported that their insurers’ estimate of the replacement cost of their home was inadequate.

The information presented in this publication is for general informational purposes and is not a substitute for legal advice. If you have a specific legal issue or problem, United Policyholders recommends that you consult with an attorney. Guidance on hiring professional help can be found in the “Find Help” section of www.uphelp.org. United Policyholders does not sell insurance or certify, endorse or warrant any of the insurance products, vendors, or professionals identified on our website.

Source: https://uphelp.org/united-policyholders-la-wildfires-year-one-survey-report/
Date: May 31, 2026