Zoomerang Survey Results
2007 WILDFIRES INSURANCE CLAIM STATUS & RECOVERY SURVEY
Cross Tab Report
Response Status: Completes
Filter: No filter applied
Dec 09, 2009 2:13 PM PST
Was your dwelling damaged or destroyed as a result of the October 2007 wildfires in San Diego and San Bernardino counties?
  Total* What is the name of your insurance company?
AAA Allied Allstate AMICA Century National Encompass Farmers Fidelity Firemans Fund The Hartford Liberty Mutual Lloyds of London Mercury Residence Mutual Safeco State Farm Travelers Wawanesa Other, please specify
174 13 6 20 2 1 3 18 4 1 3 8 2 3 2 1 37 5 7 38
Damaged 6 0 0 0 0 0 0 2 0 0 0 0 0 0 2 0 1 0 0 1
3.40% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 11.10% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 100.00% 0.00% 2.70% 0.00% 0.00% 2.60%
Destroyed 168 13 6 20 2 1 3 16 4 1 3 8 2 3 0 1 36 5 7 37
96.60% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 88.90% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 0.00% 100.00% 97.30% 100.00% 100.00% 97.40%
 
Did you have insurance on your dwelling and/or property?
  Total* What is the name of your insurance company?
AAA Allied Allstate AMICA Century National Encompass Farmers Fidelity Firemans Fund The Hartford Liberty Mutual Lloyds of London Mercury Residence Mutual Safeco State Farm Travelers Wawanesa Other, please specify
174 13 6 20 2 1 3 18 4 1 3 8 2 3 2 1 37 5 7 38
Yes 174 13 6 20 2 1 3 18 4 1 3 8 2 3 2 1 37 5 7 38
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
No 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
 
Have you settled the dwelling portion of your claim to your satisfaction?
  Total* What is the name of your insurance company?
AAA Allied Allstate AMICA Century National Encompass Farmers Fidelity Firemans Fund The Hartford Liberty Mutual Lloyds of London Mercury Residence Mutual Safeco State Farm Travelers Wawanesa Other, please specify
174 13 6 20 2 1 3 18 4 1 3 8 2 3 2 1 37 5 7 38
Yes 123 10 4 10 1 1 2 15 3 0 3 6 2 2 2 0 26 2 7 27
70.70% 76.90% 66.70% 50.00% 50.00% 100.00% 66.70% 83.30% 75.00% 0.00% 100.00% 75.00% 100.00% 66.70% 100.00% 0.00% 70.30% 40.00% 100.00% 71.10%
No 51 3 2 10 1 0 1 3 1 1 0 2 0 1 0 1 11 3 0 11
29.30% 23.10% 33.30% 50.00% 50.00% 0.00% 33.30% 16.70% 25.00% 100.00% 0.00% 25.00% 0.00% 33.30% 0.00% 100.00% 29.70% 60.00% 0.00% 28.90%
 
If so, when?
  Total* What is the name of your insurance company?
AAA Allied Allstate AMICA Century National Encompass Farmers Fidelity Firemans Fund The Hartford Liberty Mutual Lloyds of London Mercury Residence Mutual Safeco State Farm Travelers Wawanesa Other, please specify
174 13 6 20 2 1 3 18 4 1 3 8 2 3 2 1 37 5 7 38
N/A 39 3 2 8 1 0 1 2 0 1 0 2 0 0 0 0 8 2 0 9
22.40% 23.10% 33.30% 40.00% 50.00% 0.00% 33.30% 11.10% 0.00% 100.00% 0.00% 25.00% 0.00% 0.00% 0.00% 0.00% 21.60% 40.00% 0.00% 23.70%
Nov-07 3 1 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 0 0 0
1.70% 7.70% 0.00% 0.00% 0.00% 0.00% 0.00% 5.60% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 2.70% 0.00% 0.00% 0.00%
Dec-07 4 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 0 0 2
2.30% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 5.40% 0.00% 0.00% 5.30%
Jan-08 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 2
1.70% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 2.70% 0.00% 0.00% 5.30%
Feb-08 8 1 0 0 0 0 0 3 0 0 0 0 0 0 0 0 4 0 0 0
4.60% 7.70% 0.00% 0.00% 0.00% 0.00% 0.00% 16.70% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 10.80% 0.00% 0.00% 0.00%
Mar-08 5 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 4 0
2.90% 0.00% 0.00% 0.00% 0.00% 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 57.10% 0.00%
Apr-08 14 0 1 1 0 0 0 4 2 0 0 2 1 0 0 0 1 0 0 2
8.00% 0.00% 16.70% 5.00% 0.00% 0.00% 0.00% 22.20% 50.00% 0.00% 0.00% 25.00% 50.00% 0.00% 0.00% 0.00% 2.70% 0.00% 0.00% 5.30%
May-08 9 1 0 1 0 0 0 3 0 0 0 0 0 0 0 0 0 0 0 4
5.20% 7.70% 0.00% 5.00% 0.00% 0.00% 0.00% 16.70% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 10.50%
Jun-08 2 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 1 0 0 0
1.10% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 12.50% 0.00% 0.00% 0.00% 0.00% 2.70% 0.00% 0.00% 0.00%
Jul-08 5 0 0 0 0 0 0 0 0 0 0 2 0 0 0 0 1 0 1 1
2.90% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 25.00% 0.00% 0.00% 0.00% 0.00% 2.70% 0.00% 14.30% 2.60%
Aug-08 4 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3 0 0 1
2.30% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 8.10% 0.00% 0.00% 2.60%
Sep-08 6 1 0 0 0 0 1 1 0 0 0 0 0 1 0 0 1 0 0 1
3.40% 7.70% 0.00% 0.00% 0.00% 0.00% 33.30% 5.60% 0.00% 0.00% 0.00% 0.00% 0.00% 33.30% 0.00% 0.00% 2.70% 0.00% 0.00% 2.60%
Oct-08 5 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3 0 0 2
2.90% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 8.10% 0.00% 0.00% 5.30%
Nov-08 4 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 2 1 0 0
2.30% 0.00% 0.00% 0.00% 50.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 5.40% 20.00% 0.00% 0.00%
Dec-08 7 0 1 2 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 3
4.00% 0.00% 16.70% 10.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 2.70% 0.00% 0.00% 7.90%
Jan-09 9 1 1 1 0 0 0 2 1 0 0 1 0 0 0 1 0 0 0 1
5.20% 7.70% 16.70% 5.00% 0.00% 0.00% 0.00% 11.10% 25.00% 0.00% 0.00% 12.50% 0.00% 0.00% 0.00% 100.00% 0.00% 0.00% 0.00% 2.60%
Feb-09 7 0 0 2 0 0 0 0 0 0 0 0 0 0 2 0 2 0 0 1
4.00% 0.00% 0.00% 10.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 100.00% 0.00% 5.40% 0.00% 0.00% 2.60%
Mar-09 6 0 0 0 0 0 0 0 1 0 0 0 0 1 0 0 1 0 0 3
3.40% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 25.00% 0.00% 0.00% 0.00% 0.00% 33.30% 0.00% 0.00% 2.70% 0.00% 0.00% 7.90%
Apr-09 3 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0
1.70% 7.70% 0.00% 5.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 2.70% 0.00% 0.00% 0.00%
May-09 5 0 1 0 0 0 0 2 0 0 0 0 0 0 0 0 0 1 0 1
2.90% 0.00% 16.70% 0.00% 0.00% 0.00% 0.00% 11.10% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 20.00% 0.00% 2.60%
Jun-09 3 0 0 1 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1
1.70% 0.00% 0.00% 5.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 33.30% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 2.60%
Jul-09 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
0.60% 7.70% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Aug-09 10 0 0 3 0 0 0 0 0 0 1 0 1 1 0 0 2 0 2 0
5.70% 0.00% 0.00% 15.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 33.30% 0.00% 50.00% 33.30% 0.00% 0.00% 5.40% 0.00% 28.60% 0.00%
Sep-09 12 3 0 0 0 0 1 0 0 0 1 0 0 0 0 0 2 1 0 4
6.90% 23.10% 0.00% 0.00% 0.00% 0.00% 33.30% 0.00% 0.00% 0.00% 33.30% 0.00% 0.00% 0.00% 0.00% 0.00% 5.40% 20.00% 0.00% 10.50%
 
Were you underinsured?
  Total* What is the name of your insurance company?
AAA Allied Allstate AMICA Century National Encompass Farmers Fidelity Firemans Fund The Hartford Liberty Mutual Lloyds of London Mercury Residence Mutual Safeco State Farm Travelers Wawanesa Other, please specify
174 13 6 20 2 1 3 18 4 1 3 8 2 3 2 1 37 5 7 38
Yes 114 4 6 18 1 1 2 14 4 1 1 3 1 2 1 1 22 2 5 25
65.50% 30.80% 100.00% 90.00% 50.00% 100.00% 66.70% 77.80% 100.00% 100.00% 33.30% 37.50% 50.00% 66.70% 50.00% 100.00% 59.50% 40.00% 71.40% 65.80%
No 60 9 0 2 1 0 1 4 0 0 2 5 1 1 1 0 15 3 2 13
34.50% 69.20% 0.00% 10.00% 50.00% 0.00% 33.30% 22.20% 0.00% 0.00% 66.70% 62.50% 50.00% 33.30% 50.00% 0.00% 40.50% 60.00% 28.60% 34.20%
 
Are you planning to buy, or have you bought, a replacement home instead of rebuilding?
  Total* What is the name of your insurance company?
AAA Allied Allstate AMICA Century National Encompass Farmers Fidelity Firemans Fund The Hartford Liberty Mutual Lloyds of London Mercury Residence Mutual Safeco State Farm Travelers Wawanesa Other, please specify
174 13 6 20 2 1 3 18 4 1 3 8 2 3 2 1 37 5 7 38
Bought 28 5 0 2 0 0 1 3 1 0 0 2 0 1 0 0 8 0 0 5
16.10% 38.50% 0.00% 10.00% 0.00% 0.00% 33.30% 16.70% 25.00% 0.00% 0.00% 25.00% 0.00% 33.30% 0.00% 0.00% 21.60% 0.00% 0.00% 13.20%
Planning to Buy 10 1 0 2 0 0 0 0 0 0 0 1 1 1 0 1 3 0 0 0
5.70% 7.70% 0.00% 10.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 12.50% 50.00% 33.30% 0.00% 100.00% 8.10% 0.00% 0.00% 0.00%
Rebuilding 136 7 6 16 2 1 2 15 3 1 3 5 1 1 2 0 26 5 7 33
78.20% 53.80% 100.00% 80.00% 100.00% 100.00% 66.70% 83.30% 75.00% 100.00% 100.00% 62.50% 50.00% 33.30% 100.00% 0.00% 70.30% 100.00% 100.00% 86.80%
 
Did your insurer agree to pay the full amount it would have cost to rebuild your destroyed home, including code upgrades, and applying all coverage extensions, endorsements, etc. toward the purchase price of a replacement home?
  Total* What is the name of your insurance company?
AAA Allied Allstate AMICA Century National Encompass Farmers Fidelity Firemans Fund The Hartford Liberty Mutual Lloyds of London Mercury Residence Mutual Safeco State Farm Travelers Wawanesa Other, please specify
38 6 0 4 0 0 1 3 1 0 0 3 1 2 0 1 11 0 0 5
Yes 18 5 0 1 0 0 0 1 0 0 0 1 0 1 0 0 8 0 0 1
47.40% 83.30% 0.00% 25.00% 0.00% 0.00% 0.00% 33.30% 0.00% 0.00% 0.00% 33.30% 0.00% 50.00% 0.00% 0.00% 72.70% 0.00% 0.00% 20.00%
No 20 1 0 3 0 0 1 2 1 0 0 2 1 1 0 1 3 0 0 4
52.60% 16.70% 0.00% 75.00% 0.00% 0.00% 100.00% 66.70% 100.00% 0.00% 0.00% 66.70% 100.00% 50.00% 0.00% 100.00% 27.30% 0.00% 0.00% 80.00%
 
Did your insurer try to deduct land value from the home purchase? 
  Total* What is the name of your insurance company?
AAA Allied Allstate AMICA Century National Encompass Farmers Fidelity Firemans Fund The Hartford Liberty Mutual Lloyds of London Mercury Residence Mutual Safeco State Farm Travelers Wawanesa Other, please specify
38 6 0 4 0 0 1 3 1 0 0 3 1 2 0 1 11 0 0 5
Yes 8 2 0 2 0 0 0 0 0 0 0 1 0 0 0 1 1 0 0 1
21.10% 33.30% 0.00% 50.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 33.30% 0.00% 0.00% 0.00% 100.00% 9.10% 0.00% 0.00% 20.00%
No 30 4 0 2 0 0 1 3 1 0 0 2 1 2 0 0 10 0 0 4
78.90% 66.70% 0.00% 50.00% 0.00% 0.00% 100.00% 100.00% 100.00% 0.00% 0.00% 66.70% 100.00% 100.00% 0.00% 0.00% 90.90% 0.00% 0.00% 80.00%
 
At any time during the claims process, did you file a formal complaint (Request For Assistance) with the California Department of Insurance?
  Total* What is the name of your insurance company?
AAA Allied Allstate AMICA Century National Encompass Farmers Fidelity Firemans Fund The Hartford Liberty Mutual Lloyds of London Mercury Residence Mutual Safeco State Farm Travelers Wawanesa Other, please specify
174 13 6 20 2 1 3 18 4 1 3 8 2 3 2 1 37 5 7 38
Yes 49 3 1 9 1 1 1 3 3 0 1 2 1 0 2 1 9 0 0 11
28.20% 23.10% 16.70% 45.00% 50.00% 100.00% 33.30% 16.70% 75.00% 0.00% 33.30% 25.00% 50.00% 0.00% 100.00% 100.00% 24.30% 0.00% 0.00% 28.90%
No 125 10 5 11 1 0 2 15 1 1 2 6 1 3 0 0 28 5 7 27
71.80% 76.90% 83.30% 55.00% 50.00% 0.00% 66.70% 83.30% 25.00% 100.00% 66.70% 75.00% 50.00% 100.00% 0.00% 0.00% 75.70% 100.00% 100.00% 71.10%
 
Are you worried that you are going to run out of Additional Living Expenses (ALE) benefits before you repair/rebuild/replace your home?
  Total* What is the name of your insurance company?
AAA Allied Allstate AMICA Century National Encompass Farmers Fidelity Firemans Fund The Hartford Liberty Mutual Lloyds of London Mercury Residence Mutual Safeco State Farm Travelers Wawanesa Other, please specify
174 13 6 20 2 1 3 18 4 1 3 8 2 3 2 1 37 5 7 38
Yes 44 1 0 9 1 0 1 3 1 1 0 1 0 1 0 1 8 1 2 13
25.30% 7.70% 0.00% 45.00% 50.00% 0.00% 33.30% 16.70% 25.00% 100.00% 0.00% 12.50% 0.00% 33.30% 0.00% 100.00% 21.60% 20.00% 28.60% 34.20%
No 130 12 6 11 1 1 2 15 3 0 3 7 2 2 2 0 29 4 5 25
74.70% 92.30% 100.00% 55.00% 50.00% 100.00% 66.70% 83.30% 75.00% 0.00% 100.00% 87.50% 100.00% 66.70% 100.00% 0.00% 78.40% 80.00% 71.40% 65.80%
 
Do you believe you have enough insurance coverage on your home's "contents" to replace everything you lost?
  Total* What is the name of your insurance company?
AAA Allied Allstate AMICA Century National Encompass Farmers Fidelity Firemans Fund The Hartford Liberty Mutual Lloyds of London Mercury Residence Mutual Safeco State Farm Travelers Wawanesa Other, please specify
174 13 6 20 2 1 3 18 4 1 3 8 2 3 2 1 37 5 7 38
Yes 72 8 2 5 1 1 2 6 2 0 1 5 1 2 2 0 11 1 6 16
41.40% 61.50% 33.30% 25.00% 50.00% 100.00% 66.70% 33.30% 50.00% 0.00% 33.30% 62.50% 50.00% 66.70% 100.00% 0.00% 29.70% 20.00% 85.70% 42.10%
No 102 5 4 15 1 0 1 12 2 1 2 3 1 1 0 1 26 4 1 22
58.60% 38.50% 66.70% 75.00% 50.00% 0.00% 33.30% 66.70% 50.00% 100.00% 66.70% 37.50% 50.00% 33.30% 0.00% 100.00% 70.30% 80.00% 14.30% 57.90%
 
Did your insurance company require you to itemize all your belongings in order to be fully reimbursed for your Personal Property/Contents loss?
  Total* What is the name of your insurance company?
AAA Allied Allstate AMICA Century National Encompass Farmers Fidelity Firemans Fund The Hartford Liberty Mutual Lloyds of London Mercury Residence Mutual Safeco State Farm Travelers Wawanesa Other, please specify
174 13 6 20 2 1 3 18 4 1 3 8 2 3 2 1 37 5 7 38
Yes 122 6 1 20 1 1 3 13 2 1 3 0 2 3 2 0 33 4 7 20
70.10% 46.20% 16.70% 100.00% 50.00% 100.00% 100.00% 72.20% 50.00% 100.00% 100.00% 0.00% 100.00% 100.00% 100.00% 0.00% 89.20% 80.00% 100.00% 52.60%
No 52 7 5 0 1 0 0 5 2 0 0 8 0 0 0 1 4 1 0 18
29.90% 53.80% 83.30% 0.00% 50.00% 0.00% 0.00% 27.80% 50.00% 0.00% 0.00% 100.00% 0.00% 0.00% 0.00% 100.00% 10.80% 20.00% 0.00% 47.40%
 
If yes, have you finished your home inventory?
  Total* What is the name of your insurance company?
AAA Allied Allstate AMICA Century National Encompass Farmers Fidelity Firemans Fund The Hartford Liberty Mutual Lloyds of London Mercury Residence Mutual Safeco State Farm Travelers Wawanesa Other, please specify
131 11 1 20 1 1 3 13 3 1 3 1 2 3 2 0 32 4 7 23
Yes 99 5 1 15 0 1 2 11 2 1 3 0 2 3 1 0 24 3 7 18
75.60% 45.50% 100.00% 75.00% 0.00% 100.00% 66.70% 84.60% 66.70% 100.00% 100.00% 0.00% 100.00% 100.00% 50.00% 0.00% 75.00% 75.00% 100.00% 78.30%
No 32 6 0 5 1 0 1 2 1 0 0 1 0 0 1 0 8 1 0 5
24.40% 54.50% 0.00% 25.00% 100.00% 0.00% 33.30% 15.40% 33.30% 0.00% 0.00% 100.00% 0.00% 0.00% 50.00% 0.00% 25.00% 25.00% 0.00% 21.70%
 
Would you recommend your insurance company?: Before your loss
  Total* What is the name of your insurance company?
AAA Allied Allstate AMICA Century National Encompass Farmers Fidelity Firemans Fund The Hartford Liberty Mutual Lloyds of London Mercury Residence Mutual Safeco State Farm Travelers Wawanesa Other, please specify
173 12 6 20 2 1 3 18 4 1 3 8 2 3 2 1 37 5 7 38
1 9 0 1 2 0 0 0 2 1 0 0 1 0 0 1 0 0 0 0 1
No 5.20% 0.00% 16.70% 10.00% 0.00% 0.00% 0.00% 11.10% 25.00% 0.00% 0.00% 12.50% 0.00% 0.00% 50.00% 0.00% 0.00% 0.00% 0.00% 2.60%
2 43 0 0 10 2 1 1 5 2 1 0 1 0 0 1 1 8 0 1 9
Maybe 24.90% 0.00% 0.00% 50.00% 100.00% 100.00% 33.30% 27.80% 50.00% 100.00% 0.00% 12.50% 0.00% 0.00% 50.00% 100.00% 21.60% 0.00% 14.30% 23.70%
3 121 12 5 8 0 0 2 11 1 0 3 6 2 3 0 0 29 5 6 28
Yes 69.90% 100.00% 83.30% 40.00% 0.00% 0.00% 66.70% 61.10% 25.00% 0.00% 100.00% 75.00% 100.00% 100.00% 0.00% 0.00% 78.40% 100.00% 85.70% 73.70%
 
Would you recommend your insurance company?: After your loss
  Total* What is the name of your insurance company?
AAA Allied Allstate AMICA Century National Encompass Farmers Fidelity Firemans Fund The Hartford Liberty Mutual Lloyds of London Mercury Residence Mutual Safeco State Farm Travelers Wawanesa Other, please specify
173 12 6 20 2 1 3 18 4 1 3 8 2 3 2 1 37 5 7 38
1 62 1 3 14 0 1 2 5 2 0 0 3 0 1 2 1 13 1 0 13
No 35.80% 8.30% 50.00% 70.00% 0.00% 100.00% 66.70% 27.80% 50.00% 0.00% 0.00% 37.50% 0.00% 33.30% 100.00% 100.00% 35.10% 20.00% 0.00% 34.20%
2 32 1 0 2 1 0 1 4 2 1 0 1 1 1 0 0 6 3 0 8
Maybe 18.50% 8.30% 0.00% 10.00% 50.00% 0.00% 33.30% 22.20% 50.00% 100.00% 0.00% 12.50% 50.00% 33.30% 0.00% 0.00% 16.20% 60.00% 0.00% 21.10%
3 79 10 3 4 1 0 0 9 0 0 3 4 1 1 0 0 18 1 7 17
Yes 45.70% 83.30% 50.00% 20.00% 50.00% 0.00% 0.00% 50.00% 0.00% 0.00% 100.00% 50.00% 50.00% 33.30% 0.00% 0.00% 48.60% 20.00% 100.00% 44.70%
 
Below is a list of insurance problems that some claimants experience after a total loss due to a natural disaster.  Please check all that apply to you:
  Total* What is the name of your insurance company?
AAA Allied Allstate AMICA Century National Encompass Farmers Fidelity Firemans Fund The Hartford Liberty Mutual Lloyds of London Mercury Residence Mutual Safeco State Farm Travelers Wawanesa Other, please specify
122 7 5 18 1 1 1 13 3 1 2 7 2 1 2 1 25 3 2 27
Failure to perform a thorough investigation 39 0 1 5 0 0 1 4 0 1 0 1 0 1 2 1 12 1 0 9
32.00% 0.00% 20.00% 27.80% 0.00% 0.00% 100.00% 30.80% 0.00% 100.00% 0.00% 14.30% 0.00% 100.00% 100.00% 100.00% 48.00% 33.30% 0.00% 33.30%
Delays providing you a complete copy of current policy 28 0 0 10 0 0 0 1 0 1 0 1 2 1 0 0 4 0 0 8
23.00% 0.00% 0.00% 55.60% 0.00% 0.00% 0.00% 7.70% 0.00% 100.00% 0.00% 14.30% 100.00% 100.00% 0.00% 0.00% 16.00% 0.00% 0.00% 29.60%
Delays paying ALE & other funds 46 2 1 13 0 0 0 5 1 1 0 3 1 0 1 0 6 1 0 11
37.70% 28.60% 20.00% 72.20% 0.00% 0.00% 0.00% 38.50% 33.30% 100.00% 0.00% 42.90% 50.00% 0.00% 50.00% 0.00% 24.00% 33.30% 0.00% 40.70%
Delays in responding to requests for information 53 2 4 9 0 1 0 4 1 1 0 3 1 1 1 0 12 1 0 12
43.40% 28.60% 80.00% 50.00% 0.00% 100.00% 0.00% 30.80% 33.30% 100.00% 0.00% 42.90% 50.00% 100.00% 50.00% 0.00% 48.00% 33.30% 0.00% 44.40%
Lowballing 93 4 4 13 1 1 1 12 3 0 1 5 1 1 2 1 20 1 1 21
76.20% 57.10% 80.00% 72.20% 100.00% 100.00% 100.00% 92.30% 100.00% 0.00% 50.00% 71.40% 50.00% 100.00% 100.00% 100.00% 80.00% 33.30% 50.00% 77.80%
Use of biased experts 47 2 1 5 1 0 1 5 1 0 0 3 0 1 2 1 8 3 1 12
38.50% 28.60% 20.00% 27.80% 100.00% 0.00% 100.00% 38.50% 33.30% 0.00% 0.00% 42.90% 0.00% 100.00% 100.00% 100.00% 32.00% 100.00% 50.00% 44.40%
Unreasonable reliance on ambiguous policy exclusions 41 2 2 8 1 0 1 3 1 0 0 3 0 1 1 0 10 0 0 8
33.60% 28.60% 40.00% 44.40% 100.00% 0.00% 100.00% 23.10% 33.30% 0.00% 0.00% 42.90% 0.00% 100.00% 50.00% 0.00% 40.00% 0.00% 0.00% 29.60%
Abusive interrogation/claim practices 25 0 0 5 1 1 0 3 1 0 0 2 0 1 1 0 5 0 0 5
20.50% 0.00% 0.00% 27.80% 100.00% 100.00% 0.00% 23.10% 33.30% 0.00% 0.00% 28.60% 0.00% 100.00% 50.00% 0.00% 20.00% 0.00% 0.00% 18.50%
Insistence on using their contractors 11 0 0 1 1 0 0 1 0 0 0 2 1 1 2 0 0 0 0 2
9.00% 0.00% 0.00% 5.60% 100.00% 0.00% 0.00% 7.70% 0.00% 0.00% 0.00% 28.60% 50.00% 100.00% 100.00% 0.00% 0.00% 0.00% 0.00% 7.40%
Other, please specify 51 4 2 4 1 0 0 3 2 0 1 4 0 1 0 1 10 2 1 15
41.80% 57.10% 40.00% 22.20% 100.00% 0.00% 0.00% 23.10% 66.70% 0.00% 50.00% 57.10% 0.00% 100.00% 0.00% 100.00% 40.00% 66.70% 50.00% 55.60%
* Total = The number of respondents for the entire survey who answered the Row question and, if a filter is applied, meet the filter criteria.