My adjuster said that architect plans specific to building code upgrades are also part of our building code limit and wants the firm to price that portion separately. Any insights? I will greatly exceed my code limits.
Ask them to show you where it says that in your policy and how they are making that determination to charge those costs to your code upgrade coverage versus your dwelling coverage since your architect is designing your replacement home and this might incur additional expense – especially if you are concerned about greatly exceeding your code limits.