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Your home insurance may not cover El Niño flood damage. Here’s what to know.
September 23, 2026
Your home insurance may not cover El Niño flood damage. Here’s what to know.

While intense storms aren’t guaranteed during El Niño, experts say it’s better to be safe than sorry. Diana Zoga reports for the NBC4 News at 6 p.m. on Wednesday, Sept. 23, 2026.

A ‘super’ El Niño is about to crash into California: 9 essential ways to prepare
September 22, 2026
A ‘super’ El Niño is about to crash into California: 9 essential ways to prepare

Amid warnings of a wet and potentially destructive winter, The Times asked experts for their best tips to be prepared. Read more.

California protects families from hidden smoke damage after wildfires
September 15, 2026
California protects families from hidden smoke damage after wildfires

Governor signs landmark legislation establishing enforceable standards for investigating, testing, and restoring smoke-damaged homes SACRAMENTO, Calif. — For years, California families have returned home after a wildfire only to discover that the danger did not end when the flames were extinguished. Smoke contamination can linger long…

Coastal damage and a looming El Niño prompt warnings for homeowners to review insurance coverage
September 9, 2026
Coastal damage and a looming El Niño prompt warnings for homeowners to review insurance coverage

A series of recent coastal hazards, from sinkholes to beach erosion to waves pushing water onto properties, is raising concerns for Southern California homeowners who may not be covered for the damage they’re seeing. Images of a collapsing driveway and eroding shorelines have unsettled many…

Major changes to California home insurance could be coming under bills headed to Newsom’s desk
September 9, 2026
Major changes to California home insurance could be coming under bills headed to Newsom’s desk

California lawmakers have sent several home-insurance bills to Gov. Gavin Newsom that would strengthen protections for policyholders by addressing underinsurance, increasing penalties for insurer violations and delayed claims, improving claims transparency, and giving homeowners more notice before coverage is dropped. Read more.

What California’s insurance commissioner does — and how it affects your wallet
September 9, 2026
What California’s insurance commissioner does — and how it affects your wallet

In November, California voters will choose who oversees one of the biggest insurance markets in the world. Insurance commissioner may seem like an obscure regulatory position, but it’s a consequential one: It leads the Insurance Department, which regulates home, auto, life, health, workers’ comp and…

CO Supreme Court: Insurance Bad Faith Discovery Rules
September 8, 2026
CO Supreme Court: Insurance Bad Faith Discovery Rules

Case asks Colorado’s highest court to clarify what evidence injured policyholders may obtain when challenging an insurance company’s post-lawsuit claim handling COLORADO SPRINGS, CO, UNITED STATES, September 8, 2026 /EINPresswire.com/ — Malnar Injury Law is helping take an important fight for injured car-accident victims to…

Malnar Injury Law takes fight for injured car-accident victims to the Colorado Supreme Court
September 8, 2026
Malnar Injury Law takes fight for injured car-accident victims to the Colorado Supreme Court

Case asks Colorado’s highest court to clarify what evidence injured policyholders may obtain when challenging an insurance company’s post-lawsuit claim handling COLORADO SPRINGS, CO, UNITED STATES, September 8, 2026 /EINPresswire.com/ — Malnar Injury Law is helping take an important fight for injured car-accident victims to…

Get this key protection for your home before El Niño hits California
September 6, 2026
Get this key protection for your home before El Niño hits California

With El Niño expected to bring heavier and more frequent storms to California this winter, homeowners are being urged to consider flood insurance now, since standard home policies generally don’t cover flooding and some flood policies have waiting periods of up to 30 days before…

Smoke dam­age bills to go to gov­ernor
September 3, 2026
Smoke dam­age bills to go to gov­ernor

Cali­for­nia is poised to become the first state in the nation to estab­lish stand­ards for how to make homes and schools safe to inhabit after they’re tain­ted by wild­fire smoke, debris and ash. On Monday night, the Cali­for­nia Legis­lature passed two bills that ask state…

California Is About to Change the Rules for Wildfire Smoke Claims
September 3, 2026
California Is About to Change the Rules for Wildfire Smoke Claims

California is on the verge of doing something no state has done before: establishing a comprehensive legal framework to determine whether a wildfire smoke-damaged home is actually safe and requiring insurance companies to adjust covered claims consistent with those standards. Assembly Bill 1795, the Smoke…

California Wildfire Survivors One Step Closer To Landmark Smoke Damage Protections Bill Sponsored By Insurance Commissioner Lara
September 2, 2026
California Wildfire Survivors One Step Closer To Landmark Smoke Damage Protections Bill Sponsored By Insurance Commissioner Lara

California wildfire survivors with smoke-damaged homes are one step closer to gaining new protections after the California State Legislature passed Assembly Bill 1795, the Smoke Damage Recovery Act, authored by Assemblymember Mike Gipson and sponsored by Insurance Commissioner Ricardo Lara. AB 1795 responds to the…

Legislature approves landmark smoke damage protections bill
September 2, 2026
Legislature approves landmark smoke damage protections bill

California wildfire survivors with smoke-damaged homes are one step closer to gaining landmark new protections after the California State Legislature passed Assembly Bill 1795, the Smoke Damage Recovery Act. AB 1795, authored by Assemblymember Mike Gipson and sponsored by Insurance Commissioner Ricardo Lara, responds to…

California one step closer to first-in-the-nation smoke damage protections for wildfire survivors
September 1, 2026
California one step closer to first-in-the-nation smoke damage protections for wildfire survivors

Commissioner Lara-sponsored legislation establishes landmark protections for smoke-damaged homes and addresses insurance gaps exposed by both wildfires and the Lineage Logistics fire SACRAMENTO, Calif. — California wildfire survivors are one step closer to receiving landmark new protections after the Legislature approved AB 1795, the Smoke…

Last-resort home insurance surges as climate risks grow – Finance & Commerce
September 1, 2026
Last-resort home insurance surges as climate risks grow – Finance & Commerce

Surplus home insurance is rapidly expanding as traditional insurers retreat from high-risk areas, leaving homeowners with fewer protections. Read more.

The slow climb toward stability in California’s insurance market.
August 31, 2026
The slow climb toward stability in California’s insurance market.

As wildfires blaze across Big Sur and much of the West, it might be surprising to hear news that the insurance market in California is showing early signs of stabilization. Katie Rodriguez here, sharing with you all a list of takeaways from a statewide insurance…

Why more homeowners across the U.S. are turning to an insurance that offers less coverage
August 31, 2026
Why more homeowners across the U.S. are turning to an insurance that offers less coverage

As climate-driven disasters make conventional homeowners insurance harder to obtain, Americans are increasingly being pushed into a fast-growing, less-regulated insurance market that can provide badly needed coverage but often at higher prices, with fewer protections and more restrictive terms. Read more

Exiting California’s FAIR Plan
August 30, 2026
Exiting California’s FAIR Plan

More than a year and a half after the devastating wildfires in Altadena and Pacific Palisades and four years mired in the state’s insurer of last resort, our reporter’s systematic fire-hardening measures have finally provided an escape hatch. In earlier articles, “An Insurance Journalist’s Perspective…

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