Why You Should Buy Renters Insurance: 5 Things to Know
Why You Should Buy Renters Insurance: 5 Things to Know

The coverage is affordable and easy to buy, and provides a safety net if something goes wrong When a deep freeze hit Texas in February 2021, Amani Elsawah was among the millions of residents who lost power and suffered water damage from burst frozen pipes.…
Small home fixes can have a big impact on safety
Small home fixes can have a big impact on safety

By Liz Weston of Nerdwallet | AP If it ain’t broke, maybe you should fix it anyway. That’s the message consumer advocates and insurance experts want you to hear about your home’s hidden dangers. Too often, they say, people put off relatively inexpensive repairs or improvements that could…
California’s wildfire building codes make newer homes less likely to burn
California’s wildfire building codes make newer homes less likely to burn

In the mid-1980s, Jim and Ann Pesout fell in love with 10 acres of forest in Northern California’s Calaveras County. They bought the land and started building a house. “It took us two years. We physically pounded nails and built the house,” Ann said. “Our…
Report: Marshall Fire victims file lawsuit against Xcel Energy
Report: Marshall Fire victims file lawsuit against Xcel Energy

BOULDER COUNTY, Colo. (KKTV) – On Thursday, a class-action lawsuit filed against Xcel Energy in relation to the devastating wildfire that started this past December. Our sister station in Denver has a copy of that lawsuit which says Xcel Energy was negligent for not keeping…
Fighting to get a fair settlement of an insurance claim? A public adjuster can help
Fighting to get a fair settlement of an insurance claim? A public adjuster can help

Insurance policies protect your personal and business properties from financial loss. They help shield you from the economic risks associated with everything from floods, earthquakes, and wildfires to arson, theft, and vandalism. Insurance policies are legal agreements describing what losses are covered and at what…
Colorado Edition: New reservoir taking shape near Loveland; 2003 wildfire survivor helps others navigate insurance
Colorado Edition: New reservoir taking shape near Loveland; 2003 wildfire survivor helps others navigate insurance

Before it flows through your kitchen faucet, water in the Colorado River basin takes a long and winding journey. For a lot of homes on the northern Front Range, that journey will soon be getting another step. In the hills above Loveland, KUNC’s Alex Hager…
Marin fire officials welcome proposed state insurance rules
Marin fire officials welcome proposed state insurance rules

Marin fire officials are lauding expanded regulations for wildfire insurance aimed at improving safety standards and driving down the cost of coverage for homeowners and businesses. The new regulations, released Friday by the state Department of Insurance, incorporate the new “safer from wildfires” framework, a…
California’s “Safer from Wildfires” shows how to protect homes, get insurance discounts
California’s “Safer from Wildfires” shows how to protect homes, get insurance discounts

During a time when insurance companies have been canceling policies around the Lake Tahoe Basin and Sierra due to wildfire threats, a recent announcement by state regulators comes at a beneficial time. There is possible financial relief ahead for those living in wildfire areas of…
New regulations introduced to improve wildfire safety and drive down cost of insurance
New regulations introduced to improve wildfire safety and drive down cost of insurance

On Friday, Insurance Commissioner Ricardo Lara announced new regulations intended to improve wildfire safety and drive down the cost of insurance for homeowners and businesses. Under the proposed regulations, which could be in effect by this summer, insurance companies would be required to factor consumers’…
‘There should have been a failsafe’: Marshall Fire victims say they are massively underinsured
‘There should have been a failsafe’: Marshall Fire victims say they are massively underinsured

LOUISVILLE, Colo. — All that rises from the charred landscape after the Marshall Fire in Boulder County are decades of memories and what’s left of suburban homes that once seemed sheltered from wildfire. Cindy White, who lost her Louisville home, said she was “totally unprepared…
10 Ways To Protect Your Home From Wildfires
10 Ways To Protect Your Home From Wildfires

Thanks to climate change, wildfires are more frequent, bigger and of greater intensity, according to the 2021 Wildfire Report by CoreLogic, a property data research firm. Taking steps to protect your home is more important than ever, as is having enough insurance. Climate change contributes…
Do you know anyone living in a fire-prone area of ​​California?
Do you know anyone living in a fire-prone area of ​​California?

As the season of fires grows longer and wildfires intensify, Californians living in fire-prone areas struggle to find affordable home insurance. With that in mind, state officials this week announced a “Wildfire Safety” framework to improve fire safety and reduce losses. The goal is not…
“It’s a gut punch”: Marshall fire survivors fear their homes were underinsured and they can’t afford to rebuild
“It’s a gut punch”: Marshall fire survivors fear their homes were underinsured and they can’t afford to rebuild

Colorado’s insurance commissioner, other experts worry underinsurance of homes is a statewide problem When Dave Baron and his wife Kim Meyer closed on their new home on Mulberry Street in Louisville on Aug. 31, they believed they had all the insurance they would need should…
People who lost homes in the Marshall Fire are trying to begin rebuilding. Their insurance coverage might stand in the way
People who lost homes in the Marshall Fire are trying to begin rebuilding. Their insurance coverage might stand in the way

Craig Swift was getting ready to install a charger for an electric vehicle at his home in Louisville, so he called his insurance agent at State Farm. Swift and his wife, Cynthia, had just spent about $45,000 to upgrade the siding on their home. The…
Keep home insurance up to date
Keep home insurance up to date

I read an article on how a wildfire in Colorado destroyed 1,000 homes. The article claimed the losses would exceed $1 billion dollars. United Policyholders, a national nonprofit consumer-advocacy group based in California, claims two-thirds of fire victims are underinsured based on their surveys. That…
Regulators unveil wildfire safety plan. Will it fix rural California’s insurance crisis?
Regulators unveil wildfire safety plan. Will it fix rural California’s insurance crisis?

State regulators rolled out a “Safer from Wildfire” program Monday to encourage rural residents and business owners to gird their properties as a way of fixing the insurance crisis that’s plagued the Sierra foothills and other fire-prone areas of California the past few years. The…
If you live in a fire-prone part of California, this roadmap can help you save on insurance
If you live in a fire-prone part of California, this roadmap can help you save on insurance

With the fire season growing longer and wildfires increasing in intensity, Californians living in fire-prone areas are having a harder time finding affordable insurance for their homes — if they can find coverage at all. With that in mind, state officials unveiled a “Safer from Wildfires” framework this week for…
California Insurance Commissioner Lara and State Emergency Agencies Issue “Safer From Wildfires” Framework to Protect Existing Homes and Communities
California Insurance Commissioner Lara and State Emergency Agencies Issue “Safer From Wildfires” Framework to Protect Existing Homes and Communities

Drawing on the direct experience of first responders, fire safety experts, and the latest research on wildfires, Insurance Commissioner Ricardo Lara and emergency management leaders in Governor Gavin Newsom’s Administration today announced “Safer from Wildfires,” a new insurance framework that incorporates wildfire safety measures to…