First Steps After a Tornado
First Steps After a Tornado

United Policyholders is a nonprofit organization that is a voice and an information resource for insurance consumers in all 50 states.  UP has helped guide disaster survivors on the road to recovery since 1991. Use this information with The Disaster Recovery Handbook and Household Inventory…
The Good Neighbor is in the Dog House
The Good Neighbor is in the Dog House

According to the Insurance Information Institute, State Farm insures nearly a fifth of all homes in the United States. Let that sink in. One insurance company holds the financial health of one fifth of all the homeowners in America in their hands. So the claim…
The Roof Over Your Head
The Roof Over Your Head

If you haven’t had to think about the roof over your head recently, consider yourself lucky…then take a moment to check your insurance policy to see how your roof is covered. Your insurer may have reduced what they’ll pay if it gets damaged and needs…
All Eyes on Insurance ~ All Hands on Deck
All Eyes on Insurance ~ All Hands on Deck

California Advocacy UPdate – April 2026 It’s been a busy year for our Advocacy and Action team in California so far. We helped shape the findings of a Commissioner’s Smoke Damage and Insurance Task Force as an appointed member, contributed to an important victory in…
In Support of Insurance Reform in Hawaii
In Support of Insurance Reform in Hawaii

United Policyholders is working part to advance Insurance Reform in Hawaii.  Below is the recent testimony from UP’s Roadmap to Recovery Liaison on Maui: Aloha Chair and Members of the Committee, My name is Sherry Peterson, and I am here in strong support of SB…
IMPACT Report: Roadmap to Recovery® Financial Decision-Making Clinic
IMPACT Report: Roadmap to Recovery® Financial Decision-Making Clinic

United Policyholders (“UP”), in collaboration with the Financial Planning Association, Los Angeles Chapter, (“FPA/LA”) hosted a one-day Roadmap to Recovery® event that featured limited scope, in-person and online confidential pro bono (no charge) consultations with Certified Financial Planner® volunteers and a Resource Fair. The Resource…
Short term gain, long term pain
Short term gain, long term pain

It clearly serves the best interests of policyholders (consumers), lenders, and our economy generally when property insurance policies cover the cost of replacing destroyed homes and restoring damaged homes to pre-loss condition with as little additional financial burden on the policyholder (beyond the premium they paid)…
Insurance Reform in Hawaii
Insurance Reform in Hawaii

This blog was written by Sherry Peterson, UP’s Roadmap to Recovery Liaison on Maui I began working with United Policyholders in March 2024 as the Roadmap to Recovery (R2R) Liaison and an Equal Justice Fellow. My work focused on helping Maui wildfire survivors navigate insurance…
Cover Your ASSets
Cover Your ASSets

As UP begins our 35th year(!) helping insurance consumers before and after disasters, we know that even the savviest people can find themselves underinsured after a loss…learning the hard way that you can’t blindly trust that your home insurance is current with the value of…