First Steps After a Fire – Insurance Claim Help for Sea Spray Fire Impacted Residents
First Steps After a Fire – Insurance Claim Help for Sea Spray Fire Impacted Residents

United Policyholders is a nonprofit organization that is a voice and an information resource for insurance consumers in all 50 states. UP has helped guide disaster survivors on the road to recovery since 1991. This information is for residents and condo owners affected by the…
The Good Neighbor is in the Dog House – Part 2
The Good Neighbor is in the Dog House – Part 2

In lawsuits brought by policyholders whose claims have been denied or underpaid, and in response to data calls from insurance regulators across the country, insurers chronically withhold important evidentiary documents, asserting conclusory and blanket objections that they are “trade secrets,” “privileged” or “confidential.”   Today an…
PRESS RELEASE: United Policyholders receives grant from the American Red Cross to Expand Roadmap to Recovery® and Preparedness Services to Los Angeles Wildfire-Impacted Communities
PRESS RELEASE: United Policyholders receives grant from the American Red Cross to Expand Roadmap to Recovery® and Preparedness Services to Los Angeles Wildfire-Impacted Communities

FOR IMMEDIATE RELEASE United Policyholders receives grant from the American Red Cross to Expand Roadmap to Recovery® and Preparedness Services to Los Angeles Wildfire-Impacted Communities [SAN FRANCISCO, CA, August 13, 2026] United Policyholders (UP), a national 501(c)(3) non-profit consumer advocacy organization with a 35-year track…
Wildfire Evacuation Tips
Wildfire Evacuation Tips

If you are told to evacuate immediately, do so. If you think you may have to evacuate, we suggest the following ASAP: 1) Document your home and “stuff.” If you do not have a home inventory, create one before you evacuate.  Take pictures or a video of each…
First Steps After a Tornado
First Steps After a Tornado

United Policyholders is a nonprofit organization that is a voice and an information resource for insurance consumers in all 50 states.  UP has helped guide disaster survivors on the road to recovery since 1991. Use this information with The Disaster Recovery Handbook and Household Inventory…
The Good Neighbor is in the Dog House
The Good Neighbor is in the Dog House

According to the Insurance Information Institute, State Farm insures nearly a fifth of all homes in the United States. Let that sink in. One insurance company holds the financial health of one fifth of all the homeowners in America in their hands. So the claim…
The Roof Over Your Head
The Roof Over Your Head

If you haven’t had to think about the roof over your head recently, consider yourself lucky…then take a moment to check your insurance policy to see how your roof is covered. Your insurer may have reduced what they’ll pay if it gets damaged and needs…
All Eyes on Insurance ~ All Hands on Deck
All Eyes on Insurance ~ All Hands on Deck

California Advocacy UPdate – April 2026 It’s been a busy year for our Advocacy and Action team in California so far. We helped shape the findings of a Commissioner’s Smoke Damage and Insurance Task Force as an appointed member, contributed to an important victory in…
In Support of Insurance Reform in Hawaii
In Support of Insurance Reform in Hawaii

United Policyholders is working part to advance Insurance Reform in Hawaii.  Below is the recent testimony from UP’s Roadmap to Recovery Liaison on Maui: Aloha Chair and Members of the Committee, My name is Sherry Peterson, and I am here in strong support of SB…