In The News
Home inventory: What is it and why do you need one?
Home inventory: What is it and why do you need one?

You never know when your home might get damaged in a flood, fire or other disaster. And you can’t rule out the possibility of a home break-in, either. Ideally, you’ll have homeowners or renters insurance in place to cover your damaged or stolen items. But…
Study Finds Wildfires Disproportionately Impact Lower-Income Families
Study Finds Wildfires Disproportionately Impact Lower-Income Families

Non-renewals, higher premiums, and costly property improvements make wildfires even worse for already marginalized homeowners Climate change and California’s historic drought are stretching fire season beyond its traditional boundaries, causing worse and more costly wildfires, and according to a new study, they’re disproportionately impacting the…
Oak Fire: Owners of destroyed homes face tens of thousands of dollars in rebuilding costs
Oak Fire: Owners of destroyed homes face tens of thousands of dollars in rebuilding costs

’50-60% of people walking through the door who have been impacted by the fire didn’t have insurance.’ MARIPOSA COUNTY, Calif. (KFSN) — “Rebuilding is the plan. Rebuilding is the goal. We just have to figure out how to do it… because we got married on…
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Bach Talk
A Fairer California Fair Plan
A Fairer California Fair Plan

State and Federal public officials have protected homeowners by creating insurers of last resort that people can turn to when they’re unable to find a company willing to insure their property. Well known examples are Florida and Louisiana Citizens Insurance Corporations, the National Flood Insurance…
BACH TALK: Whoomp! (there it is)
BACH TALK: Whoomp! (there it is)

In a recent blog, a Texas lawyer revealed an industry secret that is common knowledge to policyholder advocates and claimants but rarely publicly revealed or admitted by insurers:  By dragging out claims and failing to timely pay benefits owed, insurers can pressure policyholders to accept…
We get it…investing in risk reduction isn’t easy
We get it…investing in risk reduction isn’t easy

United Policyholders works hard to give people practical tips and guidance that’s realistic.  The risk of wildfires is making insurance alot more expensive and hard to buy in many U.S. states.  If you live in a wildfire-prone area, “hardening” your home and participating in community-wide risk…