In The News
For L.A. Residents Whose Homes Burned, Aging Complicates What Comes Next
For L.A. Residents Whose Homes Burned, Aging Complicates What Comes Next

Sandra and Tom Johnson were at home in Los Angeles County one January night, watching the news of the Palisades fire on television, when a neighbor knocked on the door. He wanted them to see it: flames in the mountains in nearby Eaton Canyon. Within…
Officials issue warning as California homeowners are faced with unexpected obstacle in wake of catastrophe
Officials issue warning as California homeowners are faced with unexpected obstacle in wake of catastrophe

As wildfires become more frequent and destructive in the U.S., surviving homeowners are being hit with a second wave of hardship — from their insurance companies. In California, where fire risk is especially high, some residents are being denied insurance coverage, leaving them with costly…
Why the insure-to-value discussion is more important than ever
Why the insure-to-value discussion is more important than ever

As Greater Los Angeles moves forward with cleanup and rebuilding efforts following the January wildfires, many property owners may soon face another wave of distress. In an interview with CNBC, Amy Bach, executive director of nonprofit consumer advocacy group United Policyholders, shared that as many…
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Bach Talk
Short and long term impacts of the 2025 Los Angeles Wildfires
Short and long term impacts of the 2025 Los Angeles Wildfires

The devastation in Los Angeles is horrific for the impacted home and business owners and a tragically relatable scenario for North Bay residents. This region knows all too well how quickly wildfires can destroy lives and homes, and how fierce winds impair firefighters. Sonoma and…
Bach Talk: Skyfall(out) – Aerial photos impacting property insurance
Bach Talk: Skyfall(out) – Aerial photos impacting property insurance

One of the tools property insurance companies are using to screen potential and existing customers are aerial images captured by satellites and drones of  homes, surroundings and roof conditions.  When the images show damage or hazards, they can trigger a non-renewal or rejected application. This…
Bach Talk: CALIFORNIA HOME INSURANCE UPDATE – 2024
Bach Talk: CALIFORNIA HOME INSURANCE UPDATE – 2024

The following is an update on the California home insurance situation from the non-profit consumer organization, United Policyholders, (“UP”).  UP is working hard to help California property owners stay insured and financially protected despite unprecedented availability and affordability challenges in the current marketplace. Insurers are…