In The News
Colorado wildfires are making it harder to insure homes. Could a publicly funded plan stave off an insurance crisis?
Colorado wildfires are making it harder to insure homes. Could a publicly funded plan stave off an insurance crisis?

State commissioner suggests a plan of last resort could help homeowners who can’t find policies on open market The increasing risk of wildfires in Colorado is driving insurance carriers to raise premiums on homeowners’ policies — if they decide to insure them at all —…
These 8 nonprofits are making a difference: North Bay Gives Awards for 2022
These 8 nonprofits are making a difference: North Bay Gives Awards for 2022

North Bay Business Journal recognizes the following organizations for their impact on their communities in Marin, Napa, Sonoma and Solano counties. Winners of the 2022 North Bay Gives Awards will be recognized at an event in Santa Rosa on Wednesday afternoon. Community Matters What is…
Property Insurance Policy Coverage Trends Point to Less Coverage at Greater Cost
Property Insurance Policy Coverage Trends Point to Less Coverage at Greater Cost

Amy Bach of United Policyholders has a feel for the pulse of property insurance coverage trends that impact policyholders throughout the United States. She has a seat at the table with the National Association of Insurance Commissioners (NAIC) when discussing topics impacting insurance consumers. I was fascinated with…
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Bach Talk
Who can home and business owners impacted by Hurricane Ian trust?
Who can home and business owners impacted by Hurricane Ian trust?

The amount of destruction, dislocation and loss of life caused by Hurricane Ian is still being calculated, but it’s horrendous, record-breaking and very sad.  Wind damage is bad enough, but when combined with water, repairs are challenging and drying out is essential.  Qualified and reputable…
UP and WRAP partners testify before Congress on insurance challenges and progress in wildfire-prone states
UP and WRAP partners testify before Congress on insurance challenges and progress in wildfire-prone states

On September 22, 2022, in invited testimony before the U.S. House Committee on Financial Services, Subcommittee on Housing, Community Development and Insurance, Executive Director Amy Bach presented consumer viewpoints and initiatives that are underway to restore affordable insurance options for property owners in wildfire-prone regions.…
A Fairer California Fair Plan
A Fairer California Fair Plan

State and Federal public officials have protected homeowners by creating insurers of last resort that people can turn to when they’re unable to find a company willing to insure their property. Well known examples are Florida and Louisiana Citizens Insurance Corporations, the National Flood Insurance…