In The News
Victory for Pharma Giant Merck in NotPetya Cyber Attack Suit Redefines “Act of War” Insurance Claims
Victory for Pharma Giant Merck in NotPetya Cyber Attack Suit Redefines “Act of War” Insurance Claims

A long-simmering suit involving pharmaceutical giant Merck and the 2017 NotPetya cyber attack has finally been ruled on, and the victory for Merck means that cyber insurers now have much less ground to stand on when denying insurance claims on an “act of war” basis.…
Merck’s $1.4 billion cyberattack claim – the specter of NotPetya
Merck’s $1.4 billion cyberattack claim – the specter of NotPetya

Court ruled insurers could not rely on exclusion A US state appeals court last week dealt a blow to a group of insurers relying on a war exclusion to avoid paying up for a chunk of a $1.4 billion insurance claim from NotPetya cyberattack victim…
Merck cyber coverage upheld in NotPetya decision, seen as victory for policyholders
Merck cyber coverage upheld in NotPetya decision, seen as victory for policyholders

A court victory in the closely watched insurance case is expected to stabilize a turbulent market and provide some assurance for organizations amid a rise in nation-state activity. A New Jersey appellate court upheld a prior ruling in favor of Merck, a major pharmaceutical company…
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Bach Talk
UP alerts CA legislators to proceed with caution on insurers’ wish list
UP alerts CA legislators to proceed with caution on insurers’ wish list

California consumers have long enjoyed the benefits of property insurance premium savings thanks to the voter-enacted Proposition 103 rate regulation regime, and insurers have long decried that regime. United Policyholders generally focuses on helping consumers get treated fairly by insurers, avoid and solve coverage gaps,…
Home insurance availability, affordability AND quality is shrinking: States and the Feds must coordinate and take action to protect homeownership in the US
Home insurance availability, affordability AND quality is shrinking: States and the Feds must coordinate and take action to protect homeownership in the US

  We support the Federal Insurance Office in their efforts to gather national data to get a clear picture of how insurers are adapting their operations in response to climate change, and how their actions are impacting property insurance affordability and availability across the nation. …
Ain’t no Sunshine When Policyholders’ Leverage is Gone
Ain’t no Sunshine When Policyholders’ Leverage is Gone

It looks like the Florida legislature is about to pass a set of radical amendments that will deprive property owners in the Sunshine State of the power to enforce the laws that give them the right to be treated fairly by insurance companies…and with no…