Waiting On Wheels? Call Kurtis Investigates How Supply Chain Issues Are Impacting Car Repairs
Waiting On Wheels? Call Kurtis Investigates How Supply Chain Issues Are Impacting Car Repairs

ROSEVILLE (CBS13) — After waiting five months to get a new gas tank, a Roseville viewer called Kurtis to investigate cars that aren’t getting fixed because of supply chain issues. Vicki Robinson was out to dinner in Roseville last November when a thief drilled a…
Mind the Gap
Mind the Gap

This is your friendly reminder that earthquake damage is NOT covered by your home or renters insurance policy unless you’ve paid extra for that protection. UP keeps tabs on earthquake insurance options and we recently moderated a National “Mind the Gap” Earthquake Insurance Forum in…
Two-Thirds of Homeowners Underinsured for Wildfire Loss
Two-Thirds of Homeowners Underinsured for Wildfire Loss

Regulators, insurers & advocates work to close gap in wildfire loss coverage By:  ELIZABETH FESTA As wildfires continue to grow in size and expense while ravaging or threatening residential areas, insurers and policy advocates are warning that roughly two-thirds of homes  are underinsured. This means…
Taken to the Cleaners: The Importance of Insuring Environmental Pollution Cleanup and How Some Insurers Try to Avoid Coverage
Taken to the Cleaners: The Importance of Insuring Environmental Pollution Cleanup and How Some Insurers Try to Avoid Coverage

Accidental environmental pollution is virtually unavoidable in our industrialized society, and insurance coverage for liabilities and cleanup plays a critical role in the economic and environmental health of the country. Small, medium, and large businesses throughout the United States rely on their insurers to help…
Small home fixes can have a big impact on safety
Small home fixes can have a big impact on safety

By Liz Weston of Nerdwallet | AP If it ain’t broke, maybe you should fix it anyway. That’s the message consumer advocates and insurance experts want you to hear about your home’s hidden dangers. Too often, they say, people put off relatively inexpensive repairs or improvements that could…
First Steps After a Wildfire
First Steps After a Wildfire

If you or someone you know has been affected by the fires, please read our First Steps After a Wildfire.  We encourage you to visit our website throughout the recovery process. This checklist will help keep you on track during this stressful time. We’re rooting…
California’s wildfire building codes make newer homes less likely to burn
California’s wildfire building codes make newer homes less likely to burn

In the mid-1980s, Jim and Ann Pesout fell in love with 10 acres of forest in Northern California’s Calaveras County. They bought the land and started building a house. “It took us two years. We physically pounded nails and built the house,” Ann said. “Our…
COVID: Year Two UPdate
COVID: Year Two UPdate

Have the conversation…  As businesses across the nation learned the hard way when their pandemic interruption claims were summarily rejected by insurers…one can’t blindly trust paid-for property insurance to come through in the worst of times. Throughout the two years since the COVID-19 pandemic began…
Report: Marshall Fire victims file lawsuit against Xcel Energy
Report: Marshall Fire victims file lawsuit against Xcel Energy

BOULDER COUNTY, Colo. (KKTV) – On Thursday, a class-action lawsuit filed against Xcel Energy in relation to the devastating wildfire that started this past December. Our sister station in Denver has a copy of that lawsuit which says Xcel Energy was negligent for not keeping…
Ohio High Court Rules Coverage Owed for Contamination That Ruined Product
Ohio High Court Rules Coverage Owed for Contamination That Ruined Product

Contamination that ruined more than $1 million worth of glass containers manufactured by a policyholder’s customer counts as damage that is covered by an umbrella insurance policy, the Ohio Supreme Court ruled Wednesday. The Supreme Court justices unanimously agreed that Motorists Mutual Insurance owes coverage to…
First Steps After a Tornado
First Steps After a Tornado

United Policyholders is a nonprofit organization that is a voice and an information resource for insurance consumers in all 50 states.  UP has helped guide disaster survivors on the road to recovery since 1991. Use this information with The Disaster Recovery Handbook and Household Inventory…
Catch UP on Additional Living Expense (ALE) Alternatives with Natasha O’Flaherty
Catch UP on Additional Living Expense (ALE) Alternatives with Natasha O’Flaherty

Colorado Attorney Natasha O’Flaherty has been assisting wildfire impacted households with insurance matters since a 2020 wildfire destroyed hundreds of homes in her community.  In this Catch UP segment, she discusses approaches she took on behalf of clients who needed help finding temporary housing when…
Fighting to get a fair settlement of an insurance claim? A public adjuster can help
Fighting to get a fair settlement of an insurance claim? A public adjuster can help

Insurance policies protect your personal and business properties from financial loss. They help shield you from the economic risks associated with everything from floods, earthquakes, and wildfires to arson, theft, and vandalism. Insurance policies are legal agreements describing what losses are covered and at what…
Colorado Edition: New reservoir taking shape near Loveland; 2003 wildfire survivor helps others navigate insurance
Colorado Edition: New reservoir taking shape near Loveland; 2003 wildfire survivor helps others navigate insurance

Before it flows through your kitchen faucet, water in the Colorado River basin takes a long and winding journey. For a lot of homes on the northern Front Range, that journey will soon be getting another step. In the hills above Loveland, KUNC’s Alex Hager…
Guest Blog: Fire Resistant Building Materials for New Home Construction
Guest Blog: Fire Resistant Building Materials for New Home Construction

With the climate crisis in full effect, it appears that wildfires are on the rise. Especially in states like California, Colorado, Texas, Arizona, Montana, and others, wildfires are a huge issue. Every year there are multiple dangerous outbreaks of fire that spread across countries threatening…
Insuring Your Life
Insuring Your Life

If you have dependents or people whose financial security is important to you, then life insurance is a logical investment. Buying a policy that suits your goals and budget isn’t hard if you find a salesperson who is knowledgeable and ethical and doesn’t try to steer you…
Marin fire officials welcome proposed state insurance rules
Marin fire officials welcome proposed state insurance rules

Marin fire officials are lauding expanded regulations for wildfire insurance aimed at improving safety standards and driving down the cost of coverage for homeowners and businesses. The new regulations, released Friday by the state Department of Insurance, incorporate the new “safer from wildfires” framework, a…
California’s “Safer from Wildfires” shows how to protect homes, get insurance discounts
California’s “Safer from Wildfires” shows how to protect homes, get insurance discounts

During a time when insurance companies have been canceling policies around the Lake Tahoe Basin and Sierra due to wildfire threats, a recent announcement by state regulators comes at a beneficial time. There is possible financial relief ahead for those living in wildfire areas of…