First Steps After a Fire – Insurance Claim Help for Sea Spray Fire Impacted Residents
First Steps After a Fire – Insurance Claim Help for Sea Spray Fire Impacted Residents

United Policyholders is a nonprofit organization that is a voice and an information resource for insurance consumers in all 50 states. UP has helped guide disaster survivors on the road to recovery since 1991. This information is for residents and condo owners affected by the…
First Steps After a Wildfire – Insurance Claim Help
First Steps After a Wildfire – Insurance Claim Help

United Policyholders is a nonprofit organization that is a voice and an information resource for insurance consumers in all 50 states. UP has helped guide disaster survivors on the road to recovery since 1991. This information will walk you through the first few weeks. Here…
The Good Neighbor is in the Dog House – Part 2
The Good Neighbor is in the Dog House – Part 2

In lawsuits brought by policyholders whose claims have been denied or underpaid, and in response to data calls from insurance regulators across the country, insurers chronically withhold important evidentiary documents, asserting conclusory and blanket objections that they are “trade secrets,” “privileged” or “confidential.”   Today an…
With a strong El Niño expected in SoCal, should you consider flood insurance?
With a strong El Niño expected in SoCal, should you consider flood insurance?

El Niño is officially with us, and it’s looking like it’s likely going to be a doozy. The natural global climate pattern temporarily warms the eastern tropical Pacific, causing extreme weather patterns across the globe. A strong El Niño has historically, though not always, been…
PRESS RELEASE: United Policyholders receives grant from the American Red Cross to Expand Roadmap to Recovery® and Preparedness Services to Los Angeles Wildfire-Impacted Communities
PRESS RELEASE: United Policyholders receives grant from the American Red Cross to Expand Roadmap to Recovery® and Preparedness Services to Los Angeles Wildfire-Impacted Communities

FOR IMMEDIATE RELEASE United Policyholders receives grant from the American Red Cross to Expand Roadmap to Recovery® and Preparedness Services to Los Angeles Wildfire-Impacted Communities [SAN FRANCISCO, CA, August 13, 2026] United Policyholders (UP), a national 501(c)(3) non-profit consumer advocacy organization with a 35-year track…
Why insurance matters to renters, landlords and California
Why insurance matters to renters, landlords and California

Welcome to CalMatters, the only nonprofit newsroom devoted solely to covering issues that affect all Californians. Sign up for WhatMatters to receive the latest news and commentary on the most important issues in the Golden State. A year and a half after the Eaton Fire, Gil Barel…
35+ Groups Call on SEC to Withdraw Proposal to Rescind Climate Disclosure Rule
35+ Groups Call on SEC to Withdraw Proposal to Rescind Climate Disclosure Rule

Ms. Vanessa Countryman Secretary Securities and Exchange Commission 100 F Street, NE Washington, D.C. 20549 Re: Rescission of Climate-Related Disclosure Rules Attention: 91 FR 33296; RIN 3235-AN76; File No. S7-2026-19 Dear Ms. Countryman: Americans for Financial Reform Education Fund, Public Citizen, and the 35 undersigned…
Omaha woman’s house burns down before they even move in. Then she learns what their home insurance covers: ‘It just doesn’t work like that’
Omaha woman’s house burns down before they even move in. Then she learns what their home insurance covers: ‘It just doesn’t work like that’

An Omaha woman recently realized that even if you have home insurance, you may not have the right terms to cover what you need. As 2025 was coming to an end, Conner Lukowski (connerrensch07) took to TikTok to share the horrible note on which their…
Four myths about insurance in California
Four myths about insurance in California

Many Californians have seen rising costs, less availability and are running into other issues with insurance — including delays and denials of their claims — in the past several years. As climate change increases the risk of wildfires and other disasters, it’s important to know…
Landmark California Supreme Court Decision Finds For Policyholder In Insurer Exhaustion Dispute
Landmark California Supreme Court Decision Finds For Policyholder In Insurer Exhaustion Dispute

California Supreme Court Restores Policyholders’ Ability to Pursue Declaratory Relief and Bad Faith Claims in Fox Paine & Co., LLC v. Liberty Mutual Ins. Co. In a huge victory for policyholders in the Golden State, the California Supreme Court has confirmed that policyholders may proceed with…
11 Organizations Call on CDI to Strengthen Long-Term Solvency Planning Proposal
11 Organizations Call on CDI to Strengthen Long-Term Solvency Planning Proposal

Commissioner Ricardo Lara California Department of Insurance 300 Capitol Mall, 17th Floor Sacramento, CA 98514 Re: Response to REG-2025-00025 Documenting Long-term Solvency Planning and Capital Needs Analyses. Dear Commissioner Lara, The undersigned organizations support the California Department of Insurance (CDI) requiring insurers to engage in…
The Aspen Acres fire has destroyed your home. When it comes to insurance, what’s next?
The Aspen Acres fire has destroyed your home. When it comes to insurance, what’s next?

With 319 burned homes so far tallied, the Aspen Acres fire is the most destructive Colorado wildfire by homes lost since the Marshall fire in 2021. In the intervening half-decade, lessons learned have put a legislative focus on the Colorado insurance landscape for communities facing…
How Austin’s Weather Affects Your Roof and What Homeowners Can Do About It
How Austin’s Weather Affects Your Roof and What Homeowners Can Do About It

Your roof works harder in Central Texas than almost anywhere in the country. It absorbs triple digit summer heat, punishing sun, and some of the most frequent hail in the United States. Texas has led the nation in major hail events for eleven straight years,…
Setting the Record Straight: Common Insurance Myths California Homeowners Should Know
Setting the Record Straight: Common Insurance Myths California Homeowners Should Know

Southern Californians have watched insurance costs climb, coverage options shrink, and claim disputes multiply in recent years, and much of what people believe about why is simply wrong. As wildfire risk grows alongside a warming climate, understanding how the insurance market actually works matters more…
Four myths about insurance in California
Four myths about insurance in California

Many Californians have seen rising costs, less availability and are running into other issues with insurance — including delays and denials of their claims — in the past several years. As climate change increases the risk of wildfires and other disasters, it’s important to know…
After storms bring damage to region, here’s what to know about filing an insurance claim
After storms bring damage to region, here’s what to know about filing an insurance claim

ROCHESTER, N.Y. — As the Rochester region continues to clean up from damage caused by Saturday’s storms, News10NBC is tracking another round of strong to severe storms for Tuesday. See our latest forecast here. News10NBC issued a Yellow Alert for locally heavy downpours, strong winds,…
Eyes in the Skies: How Insurers Are Using Airborne Tech to Inspect Your Home
Eyes in the Skies: How Insurers Are Using Airborne Tech to Inspect Your Home

Your homeowners insurance company may have inspected your roof recently, even if no one knocked on your door. ​Insurers across the country are using drones, aerial photos, satellite images, and artificial intelligence (AI) to check homes before issuing or renewing policies. This means old tools…
These are the two ‘deadliest rooms’ for your documents in a disaster; Here’s how to protect them
These are the two ‘deadliest rooms’ for your documents in a disaster; Here’s how to protect them

If a wildfire or flood pushed you out of your home tonight, could you put your hands on the things that matter most in less than 10 minutes? Precious family photos, birth certificates, the deed to your house. If those things are in your attic…