May 12, 2026 ‘It’s definitely devastating’: Mississippi brothers lost one of their homes to a tornado in minutes — here’s how families can recover financially On the night of May 6, a series of powerful tornadoes tore through southwest Mississippi (1). By the time the sun came up, families in Lincoln County were stepping into the rubble of what used to be their homes. Among them were two brothers from…
May 8, 2026 First Steps After a Tornado United Policyholders is a nonprofit organization that is a voice and an information resource for insurance consumers in all 50 states. UP has helped guide disaster survivors on the road to recovery since 1991. Use this information with The Disaster Recovery Handbook and Household Inventory…
May 8, 2026 How to Save Money on Homeowners Insurance The average premium for the most common type of homeowners insurance was $1,211 in 2017, the most recent year for which data was available, according to a report issued last year by the National Association of Insurance Commissioners. That figure was up slightly from $1,192 in 2016. But that…
May 5, 2026 CA says State Farm violated the law in handling of insurance claims after Eaton, Palisades fires LOS ANGELES (KABC) — Insurance giant State Farm may temporarily lose its California license after an investigation found it violated the law in its handling of claims from the 2025 wildfires. An investigation found the insurance company was slow to investigate and underpaid claims from…
May 5, 2026 State Farm May Lose Its California License. Here’s What That Means for Homeowners California is pursuing historic legal action against its largest home insurer, but for wildfire survivors still waiting on claims, the question is whether that means relief In the aftermath of Los Angeles’ devastating 2025 wildfire season, California regulators have taken their most aggressive action yet…
May 5, 2026 Governor Polis Announces New Tool to Help Coloradans Navigate Life After Disaster DENVER – Today, Governor Polis announced the new Colorado Disaster Recovery Navigation Tool to help Coloradans navigate recovery and rebuild after natural disasters. This new tool provides a step-by-step guide for what to do in the aftermath, immediate and long-term, of a natural disaster. “Coloradans…
May 4, 2026 The Good Neighbor is in the Dog House According to the Insurance Information Institute, State Farm insures nearly a fifth of all homes in the United States. Let that sink in. One insurance company holds the financial health of one fifth of all the homeowners in America in their hands. So the claim…
May 4, 2026 State Farm under fire for hundreds of violations — but experts say Californians won’t lose coverage Regulators want State Farm barred from writing new policies for a year for allegedly violating state law after the Los Angeles wildfires — but experts say current customers shouldn’t panic. “Auto insurance and home insurance contracts are one year contracts, and they commenced at different…
May 4, 2026 State Farm fined by California regulators over wildfire claim violations SACRAMENTO, Calif. – The California Department of Insurance has sanctioned and fined State Farm, the largest home insurer in both the state and the nation, for 432 violations of the Unfair Insurance Claims Practices Act and other laws. Claims stem from California wildfires What we…
May 1, 2026 Insurance companies using drones to jack rates, cancel policies: 5 ways to fight back If you think your backyard is your private sanctuary, think again. Your insurance company is probably spying on you from above. And I promise you, it isn’t doing it to admire your landscaping. It’s looking for an excuse to cancel your policy. According to a…
April 30, 2026 The Roof Over Your Head If you haven’t had to think about the roof over your head recently, consider yourself lucky…then take a moment to check your insurance policy to see how your roof is covered. Your insurer may have reduced what they’ll pay if it gets damaged and needs…
April 29, 2026 Indiana court rules watercraft exclusion bars Superfund coverage for barge company An Indiana appeals court has ruled that a watercraft exclusion in excess liability policies bars coverage for EPA Superfund cleanup costs. The Court of Appeals of Indiana handed down its decision on April 28, 2026, reversing a trial court’s finding that had sided with the…
April 28, 2026 Maui Fire Lawsuit Payouts Are Near. Few Survivors Will Break Even Leslie Clark isn’t counting on money from the Maui wildfire settlement to help rebuild her family home near Front Street in Lahaina. Worrying about something out of her control “is not good for your health,” said Clark, 62, who lost her home in the August…
April 28, 2026 United Policyholders’ One-Year Los Angeles Fire Survey & the Kind of Advocacy Policyholders Deserve There are very few organizations in the insurance world that have earned the level of trust and respect United Policyholders has. United Policyholders (UP) is a nonprofit 501(c)(3) founded in 1991 after a Northern California wildfire exposed just how devastating underinsurance and adversarial claims handling…
April 28, 2026 USAA, State Farm win as court narrows cooperation statute scope The Colorado Supreme Court just gave insurers a new playbook for defending claims – and it could reshape how cooperation disputes play out statewide. In a 6-1 decision issued on April 27, 2026, the court ruled that Colorado’s failure-to-cooperate statute does not apply when an…
April 28, 2026 United Policyholders LA Wildfires Year One Survey Report Full report and survey data Significant Findings: A substantial number, 69%, of households report being underinsured by an average amount of $247 per square foot. The dollar amount is a significant increase from underinsurance data we have collected from previous wildfires recovery surveys. Common claim problems continue…
April 24, 2026 Legislature considers bills to address home insurance issues following disasters Bhejay Yadao’s family had just finished converting their garage in their Lahaina home to a one-bedroom unit for their elderly grandparents. His family had used their savings to complete the project on Aug. 6, 2023. “They spent the night and the day just enjoying their…
April 23, 2026 California Insurance Commissioner Candidates Answer Climate Risk Questions at Ceres-Moderated Forum SAN FRANCISCO — On Wednesday Ceres moderated a “first-of-its-kind” forum bringing together six California Insurance Commissioner candidates for a substantive conversation on climate risk, insurance affordability, the California FAIR plan, resiliency ideas and the future of the state’s insurance market. Held at The Historic Klamath…
