July 25, 2024 Policyholder Attys Cheer Justices’ Ruling On ‘Surface Waters’ Like a bridge over troubled water, Massachusetts’ highest court laid down a rejection of the term “surface waters,” finding insurers couldn’t rely on the phrase to limit coverage to a storm-damaged hospital… Read more.
July 25, 2024 California insurance commissioner has plan for home market “crisis” Ricardo Lara tells agents reform is coming with “relief” for buyers seeking coverage California Insurance Commissioner Ricardo Lara did not mince words when speaking at a Realtor event this week on the difficulties facing homeowners in the wake of major pullbacks by State Farm, Allstate…
July 25, 2024 How will climate change and more severe weather affect homeowners’ insurance policies? Climate change means more extreme weather—weather that could be like what the Chicago area saw last week with storms and tornadoes tearing through the area by the dozen. Experts say insurance companies are paying close attention, and the average person should be doing so too.…
July 24, 2024 Insurance – ‘Surface waters’ – Roof Where the 1st U.S. Circuit Court of Appeals has certified a question asking whether rainwater that landed on the roof of a hospital and subsequently inundated the interior of the building constituted “surface waters” under Massachusetts law, the definition of “surface waters” does not include…
July 18, 2024 Save the Date! District 1 Town Hall Supervisor Heidi Hall will be hosting a District 1 Town Hall on Tuesday, Aug, 13 from 6-7:30 p.m. at the Nevada City Council Chambers, 317 Broad St. The meeting will feature Amy Bach of United Policyholders, a nationally recognized fire insurance expert and advocate. Topics…
July 16, 2024 Shannen Doherty’s 2018 Battle to Save Her Home In 2018, Doherty found herself fighting for her home while battling cancer. Her California house was close to the Woolsey Fire and sustained significant smoke damage. The actress often shared glimpses of her beautiful California home on social media. The stunning property featured crip white…
July 16, 2024 Experts have guidance on getting repairs, filing claims, avoiding scams after storm damage With severe damage seen throughout the Chicago area as storms brought tornadoes both Sunday and Monday night, experts had some advice on filing insurance claims, and avoiding scams. As of Tuesday evening, a total of five tornadoes had been confirmed in the Chicago area from…
July 16, 2024 Emergency preparedness focus of Poway Picnic with the Chief Wildfire and emergency preparedness tips will be shared at free Picnic with the Chief event set for July 17 in Poway A Picnic with the Chief event is set for 6 p.m. Wednesday, July 17 in Poway to help community residents prepare for an emergency…
July 16, 2024 Home insurance canceled in Oakland? Here’s what to do Amy Bach of United Policyholders shares tips for homeowners who’ve received non-renewals and insight into the future of insurance rates in California. If you own a house in the Oakland hills, you’ve probably gotten one already or are dreading the day it will arrive in…
July 15, 2024 5 Signs Your Home Insurance May Go Up This Summer After watching Hurricane Beryl ravage Texas and parts of the Midwest this summer, you might wonder if insurance companies will be hiking home insurance rates the way they sometimes do after a natural disaster of this proportion. Following Hurricane Katrina, insurance premiums rose by 30%,…
July 15, 2024 Preparing for California’s natural disasters Californians face a wide range of natural disasters every year, including earthquakes, wildfires, landslides and floods. In June, half a dozen earthquakes with a magnitude over 2.5 hit parts of Southern California in just one week. Around the state, at least six wildfires have burned…
July 14, 2024 Louisiana’s ‘business-friendly’ climate response: Canceled home insurance plans Under a new state law, residents will no longer be protected from homeowners’ policy cancellations, higher deductibles or big rate increases. Louisiana homeowners will no longer have the assurance of holding onto their longtime property insurance policies after a damaging storm. And they could start…
July 11, 2024 Insurance Companies Are Using Drones To Monitor Homes — 4 Things They’re Looking For That Could End Up Costing You If you’re a homeowner and notice a drone hovering around your house, don’t assume it’s one of the neighbors playing with a new toy. It could be your homeowners insurance company doing a little spying to see if your house and property meet all the…
July 11, 2024 Allstate in midst of requesting 34% insurance rate hike Allstate has asked the state to approve an average 34.1% homeowners insurance rate hike for this year, the Department of Insurance confirmed Thursday . The rate hike request, filed in April 2023, was initially for 39.6%. But Consumer Watchdog, a Santa Monica-based consumer advocacy group,…
July 10, 2024 5 questions with Tahoe Truckee Community Organizations Active in Disaster Even this week, with the Royal Fire, we’ve seen an example of the risk Tahoe faces when it comes to disasters. Nonprofits and community-based organizations are a key partner to the county when disaster strikes, often supporting vulnerable residents with disabilities or other challenges. This…
July 9, 2024 Insurance – Pandemic – Restaurants Where plaintiff restaurant owners filed a complaint over the defendant insurance company’s denial of their claim for the loss of business income sustained during the COVID-19 pandemic, a judgment in favor of the insurer should be affirmed under Verveine Corp. v. Strathmore Ins. Co., 489…
July 9, 2024 Car insurance is getting even more expensive in Los Angeles. Here’s why Motorists in the Los Angeles area are paying over 25% more for their insurance, compared to last year. Many California drivers may be feeling squeezed by the rising costs of insurance as premiums are being fueled by inflation, traffic volume, accidents and crime, according to…
July 8, 2024 Home Insurance Rates in America Are Wildly Distorted. Here’s Why. Climate change is driving rates higher, but not always in areas with the greatest risk. Enid, Okla., surrounded by farms about 90 minutes north of Oklahoma City, has an unwelcome distinction: Home insurance is more expensive, relative to home values, than almost anywhere else in…