Deni Associates of Florida vs. State Farm
Year 1997
Court Florida Supreme Court
Case Number
Issue
  • Ambiguity
  • Coverage
  • Pollution Exclusion and Coverages
State
  • Florida
Related Docs
Related Cases
401 Fourth Street Inc. vs. Investors Insurance Group
Year: 2003
Court: Pennsylvania Supreme Court
Case Number: No. 270 MAP 2003
Issue:
  • Coverage
State:
  • Pennsylvania

Since the term “collapse” in the policy is ambiguous and connotes only a substantial impairment of a building’s structural integrity, there must be coverage for “imminent collapse” Court quotes UP’s brief.
A-One Oil Company vs. The Massachusetts Bay Insurance Company
Year: 1997
Court: New York State Court of Appeals
Case Number: 95-4397
Issue:
  • Pollution Exclusion and Coverages
State:
  • New York

Insurance company should not be able to avoid its duty to defend and indemnify based on a pollution exclusion when damage sustained was result of replacement of an old heater in a private residence. Exclusion, as applied does not meet reasonable expectations of insured.
Belt Painting v. TIG Insurance Company
Year: 2002
Court: New York State Court of Appeals
Case Number: 18328/00
Issue:
  • Pollution Exclusion and Coverages
State:
  • New York

New York State law should limit the application of ISO’s standard-form pollution exclusions to industrial pollution of the environment and it should not be applied to avoid liability for routine premise/operations claims.
County of San Diego v. Cigna Property and Casualty Company
Year: 2002
Court: California Court of Appeal, 4th District, Division 1
Case Number: D038707
Issue:
  • Coverage
State:
  • California

Duty of insurance company to cover claims not specifically addressed by court. Companion case to Ace Property.