EMOI Services Inc. v. Owners Insurance Co. Year: 2022 Court: Supreme Court of Ohio Case Number: 2021-1529 Issue: Cyber Liability State: Ohio In its amicus curiae brief, United Policyholders weighs in on the issue of whether a business property insurance policy provides insurance coverage for a ransomware attack.
Universal American Corp. v. National Union Fire Ins. Co. Year: 2014 Court: New York Court of Appeals Case Number: APL-2014-00133 Issue: Cyber Liability State: New York The carrier denied coverage for payments incurred as losses for fraudulent use of the insured’s computer systems (bogus medicare payments). However, the insured had purchased a “Computer Systems Fraud” rider which the insured argued would cover such losses. Fraudulent conduct, as defined in the rider,…
Medidata Solutions, Inc. v. Federal Ins. Co. Year: 2018 Court: U.S. Court of Appeals, 2nd Circuit Case Number: 17-2492-cv Issue: Ambiguities/Reasonable ExpectationsCausation/Direct LossCyber Liability State: New York Businesses are increasingly looking to their property and liability insurance policies for indemnification and defense in connection with cyber crimes including data breaches, hacks and ransomware demands. Insurance companies are taking varying approaches to accepting and rejecting these claims. UP is weighing in to support…