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Amicus Library

Policy deadlines for collecting Replacement Value
Executive Plaza, LLC v. Peerless Insurance Co.
Year: 2013
Court: New York Court of Appeals
Case Number: CTQ-2013-00005/12-1470cv
Issue:
  • Construing ambiguities
  • Policy deadlines for collecting Replacement Value
State:
  • New York

Some insurers play fast and loose with the phrase “replacement cost” to their customers’ detriment. They advertise “replacement cost” (RC) coverage as being superior to “actual cash value” (ACV) coverage, and charge more for it as an enhancement. Consumers buy that enhanced protection and reasonably…

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