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Amicus Library

Unjustfied Premiums
Cedar Bluff Townhome Condominium Assn. v. American Family Mut. Ins. Co.
Year: 2014
Court: Minnesota Supreme Court
Case Number: A13-0124
Issue:
  • Like Kind Replacement
  • Uniform Appearance/spot-repairs
  • Unjustfied Premiums
State:
  • Minnesota

Under Minnesota law, insurers are required to replace damage and undamaged property with the same “like kind construction and similar use” to ensure uniform appearance and prevent decreased property values resulting from mismatched repairs. UP urged the Court to estop insurers from conducting “spot-repairs” and…

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