In its amicus curiae brief, United Policyholders weighs in regarding business interruption losses related to the COVID-19 virus. UP’s brief argues that decades of case law and on-point California state appellate court authority demonstrate what the insurance industry and policyholders have long known: that policies that provide coverage for “direct physical loss or damage” to property are triggered when a property is contaminated by a deadly virus.
Coast Restaurant Group v. AmGUARD Insurance Company
Court Court of Appeal of the State of California Fourth Appellate District, Division III
Case Number G061040