Tapestry, Inc. v. Factory Mutual Insurance Company
Year 2022
Court Court of Appeals of Maryland
Case Number Misc. No. 1 COA-MISC-0001-2022
Issue
  • COVID-19
State
  • Maryland

In its amicus curiae brief, United Policyholders supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19. UP’s brief counters insurance industry “factual” assertions relating to the physical operation of the SARS-CoV-2 virus. UP’s brief also demonstrates that the customary meaning of “damage” and “loss” only requires minimal impairment by an external force and so provides coverage for insureds who have had their property rendered unsafe and unusable due the presence of a deadly virus.