We chose not to rebuild after our house was completely destroyed in the Marshall Fire and relocated to Maryland. I am in the process of trying to find homeowners insurance on a home in Maryland that we are under contract to buy. I have begun searching for a quality policy and hoped to get insurance through NJM insurance group. I was told that due to the large payout on a previous policy, I was refused coverage. I explained that the loss was not my fault as it was caused by a wildfire. The agent apologized and simply said that due to the large payout, NJM was not able to write me a policy. This does not seem fair and I fear that I will receive more denials for coverage. Do you have any advice or suggestions of how to get home owner’s insurance if I am repeatedly denied coverage due to a total loss on a previous policy?