FAIR Plan Coverage for Post-Fire Events Audrey Davis asked 1 year ago
FAIR Plan Coverage for Post-Fire Events

Would fire-related debris flow into a house be covered by the FAIR plan? I am concerned about a future disaster.

1 Answers
Shirley Brown Shirley Brown Expert answered 1 year ago

No, that would not covered by the Fair Plan. That type of loss could be covered under a flood policy, if you qualify. We have tried to educate clients that have been exposed to fires that debris flow is a very real exposure to consider. Here is a link to a page on the FEMA website that can directly answer your question and give you some ideas how to protect your property, if the possibility exists: https://www.ready.gov/landslides-debris-flow . Contact your agent for further details to see if you qualify for additional coverage.