My mother’s house is with the California FAIR plan because no one else would insure the home due to the need for a new roof. We are looking at getting financing to pay for the roof, but the FAIR plan has sent a notice of non-renewal saying that the policy will be cancelled in two months if the house doesn’t get a new roof by then. I thought they were the insurer of last resort. Are they allowed to do this? If so, where else can my mother turn to get homeowners insurance?