I am located in California and worked with a restoration company on a covered water loss that damaged my kitchen. After they completed the remediation/demolition of the kitchen, I’ve discussed with the restoration company that I would like to retain their services for the reconstruction project. However, once they did the estimates (through Xactimate), they advised that they would not release the actual estimate figures unless I provide them with signed documents that include – Post Loss Assignment of Insurance Rights & Directions to Pay which “completely, irrevocably, and fully assign and transfer all my rights to the Contractor all of the Policyholders’ legal and equitable rights, title and interest under all insurance policies arising from claims for the damage Contractor was hired to address or collectively referred to as the Assigned Rights.” Do you think it’s a fair contract language? It sounds like I’m completely relinquishing my rights as a policyholder to this contractor. Thank you all for your advice.