About the Amicus Library

Welcome to the Amicus Project library. Here you will find copies of the 600+ legal briefs United Policyholders has filed as an “amicus curiae” (friend of the court) since 1991. We file amicus briefs to help courts respect and effectuate consumers’ reasonable expectations of coverage and reach fair results in coverage and claim dispute lawsuits. In addition to calling courts’ attention to helpful legal precedents, UP helps judges consider the impact of their decisions on people and businesses that suffer dire consequences when insurance companies put their own profit motives ahead of their customers’ best interests. Learn more about the Amicus Project.

The United Policyholders Amicus Project is made possible by the hundreds of dedicated policyholder attorneys who generously volunteer their time to write, review and edit our briefs. Click here to view the attorneys who make up our Amicus Project Team.

To request that UP weigh in on a case, please complete this Request Form.

UP chronicled our Amicus Project in a 2011 report titled “Twenty Years Protecting, Defending and Advancing Policyholders Rights”

North State Deli, LLC, et al v. The Cincinnati Insurance Company, et al
Year: 2024
Court: North Carolina Supreme Court
Case Number: 22-PA21-2
Issue:
  • COVID-19
State:
  • North Carolina

In its amicus curiae brief, United Policyholders supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19.
Aloha Petroleum v. National Union Fire Insurance Company
Year: 2024
Court: Hawaii Supreme Court
Case Number: SCCQ-23-0000515
Issue:
  • Duty to Defend
State:
  • Hawaii

In the Aloha Petroleum case, the Hawaii Supreme Court accepted a certified question from a Hawaii Federal District Court asking: (1) For any insurance policy defining a covered “occurrence” in part as an “accident,” can an “accident” include recklessness? and (2) For an “occurrence” insurance…
Olympic Vista Homeowners Association v. Allstate Insurance Company
Year: 2024
Court: United States Court of Appeals for the Ninth Circuit
Case Number: 23-3109
Issue:
  • Notice of time to file claim
State:
  • Washington

In its amicus brief, United Policyholders addresses the important issue of suit limitations clauses in insurance policies for progressive hidden damage claims. In the case the insurance policy contained a clause requiring an insured to file suit within 2 years after the loss occurred. But…
Truck Insurance Exchange v. Kaiser Gypsum Company, Inc., et al.
Year: 2024
Court: United States Supreme Court
Case Number: 22-1079
Issue:
  • Bankruptcy
State:
  • North Carolina

In its amicus curiae brief, United Policyholders argues that an insurance company should not have the right to insert itself into the bankruptcy reorganization proceeding of its insured when the proposed reorganization has been found to be “insurance neutral.” An insurer’s attempts to gain broader…