“I don't know how we would have found answers or how to begin if they had not coached us through the process.”
About the Amicus Library
Welcome to the Amicus Project library. Here you will find copies of the briefs we have filed on behalf of insurance consumers. UP brings a unique consumer voice before courts confronting insurance issues - reminding judges that there are real people who have suffered real loss behind the case captions.
At the time UP published its 2011 report entitled: "Twenty Years Protecting, Defending and Advancing Policyholders Rights" we had filed 300+ briefs since our founding in 1991. UP's Amicus Project output has grown exponentially and more and more courts are hearing our voice and adopting our arguments.
UP's Amicus Project is made possible by the hundreds of dedicated policyholder attorneys who generously volunteer their time to write our briefs. Click here to view the attorneys who make up our Amicus Project Team.
To request that UP weigh in on a case, please complete this Request Form.
California courts have long held that liability insurance covers an employer's vicarious liability for employee negligence as well as intentional torts.
Insurance companies have the burden to draft express and clear exclusions when they desire to limit the coverage they sell to their policyholders.
Under the seminal case of Owens-Illinois v. United Ins.
When homeowners file claims, insurance companies have a duty to conduct a prompt, reasonable investigation of the damage.
In California, coverage clauses are interpreted broadly so as to afford the greatest possible protection to the insured, while exclusions are construed narrowly and against the insurer. Exclus
The most fundamental obligation of a liability insurer is to defend it's insured against suits alleging bodily injury or property damage. The duty to defend is broader than the duty to indemnify... Read more
In this letter requesting publication, UP urged publication because the decision addresses an issue of great importance to the insurance community, on which there is no published appellate... Read more
The Florida Legislature has mandated under Fla. Stat.
An insurer's duty of good faith and fair dealing extends to settling claims against its insured.
In general, state insurance regulators must approve an insurer's rates before their insurance products are sold to the public.