“United Policyholders organization should be the first line of information to all fire victims. They are positive people who are earnestly trying to help others through a difficult time. They can provide professional people and lay people to answer most any question a fire victim could have.”
Insurance benefits can be the number one aid that helps people get back on their feet after an adverse event. Households without the financial safety net insurance provides often lose the assets they have worked hard to build. The Roadmap to Preparedness program teaches financial and disaster preparedness through insurance literacy outreach and education in partnership with civic, faith based, business and other non-profit associations. Our work focuses on home, business and auto , as well as life, disability and long term care insurance.
Roadmap to Preparedness program services include:
Insurance Preparedness Library
Use our preparedness library to find publications, articles and resources to make sure your insurance safety net is adequate. Our Tip of the Month tackles hot topics in insurance and preparedness. These consumer resources can help you avoid many of the problems we’ve seen in our twenty years helping people with home, business, health, life, disability, and auto insurance claims. We know you want to pay the least for the most. But we also know you want to be covered if something bad happens.
Home Inventory and Evacuation Tools
In our over twenty years of working with disaster victims we have seen over and over again how time-consuming and emotionally painful it is for people to prepare the detailed loss inventories that insurers and the IRS require. And, especially after a traumatic loss, it’s impossible to remember everything you had, so most people never collect their full insurance benefits. Anyone with a pre-loss inventory has a huge advantage in the recovery process.
- Home Inventory App: The UPHelp Home Inventory App inventory is a free computer app for phones and tablets that gives you an easy and fast way to document your property and securely store the records. Hopefully, you’ll never need your inventory, but if you do, you’ll be so glad you created it.
- Home Inventory Flashdrive: The UP Home Inventory Preparedness Flash Drive will help you stay one step ahead of Mother Nature by documenting your household belongings before disaster strikes.
- Home Inventory Spreadsheet: Our easy-to-use UP Home Inventory will help you list the contents of every room in your house. We created our inventory tool from the most comprehensive lists that past disaster survivors created and used to get paid in full on their insurance claims. Benefit from lessons that others learned the hard way.
- Evacuation Check List: When told you have to evacuate your home, you may feel overwhelmed on what to take. Along with sentimental items that are irreplaceable, this is a short list of important documents that disaster survivors highly recommend you take, based on their personal experiences.
Roadmap to Preparedness Educational Workshops
UP offers workshops and speakers for public and private events aimed at promoting and facilitating disaster preparedness. Our presentations, exercises and materials encourage audience participation and are in plain language and tailored to the local risks in a geographic area. To schedule a workshop in your community, email firstname.lastname@example.org. [Speaker availability is subject to funding and community support]
Insurance Shopping Guides
Use our publications when buying insurance to filter out clever ads and intimidating legalese. Avoid wasting money and the painful and expensive “surprises” people struggle with when the policy they thought would be their safety net turned out to have gaping holes.
- Shop Smart - Tips for Insuring Your Home
- What's UP with Renter's Insurance?
- Renters Insurance Comparison Shopping Guide
- Earthquake Insurance Shopping Guide
For other types of insurance, visit our Buying Tips Library
Watch our Fall 2014 renters insurance outreach campaign featuring Mario Lopez and UP Staff.
Roadmap to Resiliency
Helping the following vulnerable populations through education campaigns and fighting for consumer rights in the legislature and courts.
- Low income populations
- Minority populations
- Victims of climate change
For more information on our advocacy work, visit the Advocacy and Action page.