Could you please tell me where I can find the Illinois state laws on Landlord Insurance policies? I need to better understand my rights as a landlord and I need clear definitions of a tenant. What is a squatter? What is unauthorized guest? Illinois/Cook County/City of Chicago are anti-landlord and my Landlord insurance policy refuses to cover any of the estimated $30k of cleaning/repairs/replacement from the intentional damages. Thank you.
Thank you for reaching out to United Policyholders. While we are not a referral agency, we do have a publication on our website for insurance consumer rights in Illinois. Regarding your specific questions about landlords, tenants and what your insurance should cover, we suggest you reach out to the the Illinois Department of Insurance.
We hope this information is helpful.