ALE – beyond policy limits? Alexandra Newmark asked 3 days ago
ALE – beyond policy limits?

Hello – I am hoping for clarification. Under the CA state of emergency residential policies are to provide a minimum of 24 months ALE. Is this even if the policy states only 12 months of coverage?

1 Answers
Answer for ALE – beyond policy limits? Alexis Ricci Staff answered 3 days ago
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Hi Alexandra, yes, if your claim and loss is related to a declared disaster, then the carrier is to provide additional time (minimum of 24 months) for your ALE. The carrier will not provide more ALE coverage than is shown on your Declarations page, regardless of whether your need 12-24 months.