KATRINA ARCHIVE
Editor’s Note: some of the information in this library may be superseded or outdated. For more information visit the Katrina (Water Damage) Library homepage.
Washington Post – Claim Delays
A. General Claim Tips
- Argue for insurers to advance 20% Overhead & Profit (pdf)
- Clock is Ticking on Storm Claims (pdf)
- General Claim Tips (pdf)
- Dwelling Claim Tips (pdf)
- Contents Claim Tips (pdf)
- Don’t Get Shortchanged on Katrina Cover (pdf), Business Insurance Magazine, November 14, 2005
- Fine Print Exclusions, NPR Story, September 16, 2005
- Dickstein Guide (pdf)
- Insurance Tips for Survivors of Hurricane Katrina, Jeannine Chanes, Esq., 2005 (pdf)
- Negotiating, MarketWatch, 2005 (pdf)
- Getting Mortgage Lenders To Sign Off, Louisiana State Government
- Securing a Full Insurance Recovery After Natural Disasters (pdf), Anderson, Kill & Olick, P.C., September/October, 2004
- Arguing for Coverage – Americans for Insurance Reform, September, 2005
Tips for Policyholders from the Louisiana Department of Insurance
- After the hurricane hits: Answers to common questions about hurricane-related property damage (pdf)
- What Should I Do If My Property Is Flooded? (pdf)
- Twelve Tips to Secure Insurance Coverage for the Katrina Disaster, Anderson, Kill & Olick, P.C. (pdf)
- Hurricane and Windstorm Deductibles, Insurance Information Institute
B. Wind vs. Flood
- Louisiana Hurricane Impact Atlas – 2005, Louisiana Geographic Information Center (pdf)
- Was it Wind or Water, The New York Times, September 21, 2005 (pdf)
- What Should I Do If My Property Is Flooded, Louisiana Department of Insurance (pdf)
- Experts Say Faulty Levees Caused Much of Flooding, Washington Post, September 20, 2005
- Flood Exclusions in Windstorm Policies, Dennis J. Wall, Esq. (reprinted from ATLA with permission of author) (pdf)
- Wind Versus Water: Why “Proximate Cause” Should Help Not Hurt (pdf)
- State Farm: We’re Paying Wind Damage Claims, www.claimsguides.com, April 7, 2006
- Miss. vs. State Farm re: Wind (pdf)
- Katrina Victims Say Agents Advised Against Flood Coverage (pdf)
C. Unresolved Issues
- Getting Mortgage Lenders To Sign Off, Louisiana State Government
- How Will Homeowners Insurance Litigation Play Out, FindLaw’s Legal Commentary, September 19, 2005 (pdf)
- Insurance for Katrina Damage, PBS, NewsHour with Jim Lehrer, September27, 2005
- Why Katrina Won’t Flood Insurance Companies, www.slate.com, September 6, 2005
- Insurance Industry is Well Positioned to Keep Its Financial Commitments to Gulf Coast Residents, ATLA, September 27, 2005
- Follies Caused Floods, Knight Ridder Newspapers, November 6, 2005
- S. Fla., Insurers, Adjusters Backlogged With Damage Claims from Wilma, Insurance Journal, December 2, 2005
- Claim Abuse Report (pdf) — United Policyholders is a part of the coalition that produced this document
- Legislative Reform in Louisiana (pdf)
- Valued Policy Laws
- Issues raised in pending lawsuits
- The Need for Caution, FindLaw Legal Commentary, September 19, 2005 (pdf)
- What Should I Do If My Property Is Flooded, Louisiana Department of Insurance (pdf)
- Recent Case re: NFIP/Leasehold Improvements, www.nationalunderwriter.com
- MS. AG suit to void water exclusions back in state court, www.insurancejournal.com, March 13, 2006
- Causation issues including levee breaches and other factors that combined with the hurricane forces
D. Types of Policies at Issue
- Rand Study Says Few Homeowners Buy Flood Insurance When It Is Not Required, www.rand.org, March 13, 2006
- Bad Faith/Flood Insurance (pdf)