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Amicus Library

Force-placed Insurance
Richard L. Fowler et al v. Caliber Home Loans et al
Year: 2017
Court: U.S. Court of Appeals, 11th Circuit
Case Number: 16-16585
Issue:
  • Force-placed Insurance
  • Regulatory Approval of Rates
State:
  • Florida

In general, state insurance regulators must approve an insurer’s rates before their insurance products are sold to the public. The effect of this is that generally plaintiffs are barred from bringing claims against insurers for unfair or discriminatory rates. This is known as the “filed-rate”…

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