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Amicus Library

Value Policy Law
Chauvin vs. State Farm Fire and Casualty Company, et al.
Year: 2005
Court: U.S. District Court, Louisiana Eastern District
Case Number: Civil Action 05-6454 c/w 06-0177
Issue:
  • Anti-Concurrent Causation Clause
  • Katrina
  • Value Policy Law
State:
  • Louisiana

The Court must reject State Farm’s untenable and unsupported suggested interpretation of the VPL which, in effect, seeks to render the VPL inapplicable to situations where a covered peril and a non-covered peril were each involved in the total loss to a covered property. The…

Landry et al. vs. Louisiana Citizens Property Insurance Corporation
Year: 2007
Court: Louisiana Supreme Court
Case Number: Docket No. 2007-C-1908
Issue:
  • Katrina
  • Value Policy Law
State:
  • Louisiana

Value Policy Law requires the insurer to make full payment to the insureds regardless that the total loss was a result of a combination of covered and excluded perils under the insurance policy so long as the efficient proximate cause of the loss was a…

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