Tennessee Archives - United Policyholders

Bad Faith
Punitive Damages

Tennessee

In many jurisdictions when an insurance company breaches an insurance contract, it not only is required to pay what it owed originally and wrongfully delayed or denied, it also must pay attorneys fees and punitive damages. The rationale is that if an insurance company only…

Opry Mills Mall Limited Partnership et al v. Arch Insurance Company et al

Year: 2018

Court: Tennessee Supreme Court

Case Number: M 2016 01763-SC-R11-CV

Issue:

policyholder reasonable expectations

State:

Tennessee

The rules of insurance policy interpretation in the States of Tennessee and Indiana are well-settled law and should continue to preserve policyholders’ reasonable expectations of coverage. Ambiguous policy wording should be construed in favor of coverage.

Lammert et al v. Auto Owners Mut. Ins. Co.

Year: 2018

Court: Tennessee Supreme Court

Case Number: M2017-02546-SC-R23-CV

Issue:

Labor Depreciation

State:

Tennessee

Tennessee law upholds a policyholder’s reasonable expectations of coverage. Consistent with those principles, the cost of labor should not be depreciated. Depreciation of labor results in policyholders not receiving the full amount that they reasonably are entitled to under their actual cash value coverage, and…