Banerji, Julian vs. John Hancock Life Insurance and Unum Provident Year 2003 Court Massachusetts Supreme Court Case Number Issue Exclusions State Massachusetts Related Docs Related Cases Banerji, Julian vs. John Hancock Life Insurance and Unum Provident Year: 2003 Court: Massachusetts Supreme Court Case Number: Issue: Exclusions State: Massachusetts Gulf Insurance Company v. Transatlantic Reinsurance, et al. Year: 2003 Court: Case Number: New York Supreme Court, Appelate Division, First Department Issue: Exclusions State: New York The purpose of UP’s brief was to educate the court on a wide range of insurance policy exclusions that are creating claims disputes. Loyal Crownover vs. Traveler’s Casualty & Surety Year: 2002 Court: Nevada Supreme Court Case Number: Docket No. 40234 Issue: Exclusions State: Nevada Exclusions in a policy cannot be buried in the boilerplate verbiage of the grant of coverage. In this policy the promise of a defense under these circumstances was clear and invoked the insurer’s duty to defend. Silver Sage Partners, Ltd. vs. City of Desert Hot Springs et al. Year: 2002 Court: U.S. Court of Appeals, 9th Circuit Case Number: 02-57082, 03-55394 Issue: ExclusionsPoor draftsmanship State: California Where an insurer chooses to draft an exclusion that does not clearly and unambiguously apply to a specific claim, it cannot argue, after the fact, for a contrary interpretation. Poor draftsmanship cannot support an insurer’s argument for a narrow underwriting construction of coverage.