EMOI Services Inc. v. Owners Insurance Co.
Year 2022
Court Supreme Court of Ohio
Case Number 2021-1529
Issue
  • Cyber Liability
State
  • Ohio

In its amicus curiae brief, United Policyholders weighs in on the issue of whether a business property insurance policy provides insurance coverage for a ransomware attack.

Related Docs
Author

Joshua Gold, Daniel Healy, Dennis Nolan of Anderson Kill P.C. and James Arnold of Arnold & Clifford LLP

Related Cases
EMOI Services Inc. v. Owners Insurance Co.
Year: 2022
Court: Supreme Court of Ohio
Case Number: 2021-1529
Issue:
  • Cyber Liability
State:
  • Ohio

In its amicus curiae brief, United Policyholders weighs in on the issue of whether a business property insurance policy provides insurance coverage for a ransomware attack.
Universal American Corp. v. National Union Fire Ins. Co.
Year: 2014
Court: New York Court of Appeals
Case Number: APL-2014-00133
Issue:
  • Cyber Liability
State:
  • New York

The carrier denied coverage for payments incurred as losses for fraudulent use of the insured’s computer systems (bogus medicare payments). However, the insured had purchased a “Computer Systems Fraud” rider which the insured argued would cover such losses. Fraudulent conduct, as defined in the rider,…
Medidata Solutions, Inc. v. Federal Ins. Co.
Year: 2018
Court: U.S. Court of Appeals, 2nd Circuit
Case Number: 17-2492-cv
Issue:
  • Ambiguities/Reasonable Expectations
  • Causation/Direct Loss
  • Cyber Liability
State:
  • New York

Businesses are increasingly looking to their property and liability insurance policies for indemnification and defense in connection with cyber crimes including data breaches, hacks and ransomware demands. Insurance companies are taking varying approaches to accepting and rejecting these claims. UP is weighing in to support…