Hakimfer v. ROC Design - United Policyholders

Conflict of Interest

Indiana

Insurers should not be allowed to use in-house employee-attorneys to defend policyholder clients because the inherent conflict of interest robs the policyholder of the right to a vigorous, independent and zealous defense.

Jones, Janet and Jones, Terry v. Allstate Insurance Co et al

Year: 1999

Court: Washington State Court of Appeals

Case Number: 46005-6-1

Issue:

Conflict of Interest

State:

Washington

Allstate cannot be allowed to deceive policyholders and third party claimants by failing to inform them they may be in an adversarial position with the insurance company and that the insurance company has no obligation to protect the victim.

Paul Revere Life Insurance Company vs. Taylor

Year: 2003

Court: U.S. District Court, California Northern District

Case Number: C99-21104JF

Issue:

Reservation of Rights

State:

California

Paul Revere must expressly inform its policyholder that it is reserving its right to exercise its discretion in making a disability determination.

Hakimfer v. ROC Design

Year: 2010

Court: California Court of Appeal, Second District, Division 5

Case Number: SC 106414

Issue:

Conflict of Interest
Reservation of Rights

State:

California

Counsel provided by the insurer under duty to defend failed to disclose to the insured the potential for a conflict of interest, in violation of attorney professional rules of conduct.