George, Albert and Pearl, Karen Miller & Steven Jackson v. Guaranty National Insurance Company Year: 1996 Court: Kentucky Supreme Court Case Number: 96-SC-512-D Issue: Fairly Debatable Standard State: Kentucky Insurance coverage; “fairly debatable” standard; reformation; bad faith; fiduciary duty; attorney-client privilege-standard of review
General Refractories Corp. vs. First State Insurance Company Year: 2005 Court: U.S. Court of Appeals, 3rd Circuit Case Number: 05-4708 Issue: Commercial General Liability State: Pennsylvania The issue on appeal in this case primarily impacts commercial policyholders. A lower court granted an insurer’s motion and dismissed a policyholder’s case because they did not sue every possible insurer that had even a remote connection to the underlying claim. If the holding is…
Gencorp Inc. vs. AIU Insurance Co. Year: 2003 Court: U.S. Court of Appeals, 6th Circuit Case Number: 04-3244 Issue: Environmental cleanup State: Ohio Coverage for environmental cleanup should be consistent with insured’s reasonable expectations of coverage
Gamble Farm Inn, Inc vs. Selective Insurance Company Year: 1994 Court: Pennsylvania Common Pleas Court, Lycoming County Case Number: 92-01485 Issue: Bad Faith State: Pennsylvania Insured should have a reasonable expectation that the third party administrator (TPA) administering a claim has an obligation of good faith and fair dealing.
Gallagher Bassett Service Inc. vs. Jeffcoat, Charles, Jr. Year: 2002 Court: Mississippi Supreme Court Case Number: 98-TS-00192 Issue: Insurance as Public Service State: Mississippi Public service nature of insurance—duty of good faith and fair dealing
Fuller-Austin Insulation Company, f/b/o Fuller-Austin Asbestos Settlement Trust vs. Highlands Insurance Company, et al. Year: 2004 Court: U.S. Supreme Court Case Number: 06-94 Issue: Duty to bankrupt policyholders State: United States Insurer’s obligation to bankrupt policyholder post discharge. Asbestos case.
Foster-Gardner, Inc. vs. National Union Fire Insurance Company of Pittsburgh, PA Year: 1996 Court: Court of Appeals, 2nd Appellate Division, California Case Number: Issue: Pollution Exclusion and Coverages State: California PRP letters as suits; polluter’s exclusion
Foreign Car Center vs. Travelers Indemnity Year: 1997 Court: United States District Court, Massachusetts Case Number: Issue: Pollution Exclusion and Coverages State: Massachusetts Drafting history; polluter’s exclusions; expected or intended
Fluoroware, Inc. vs. Chubb Group of Insurance Companies Year: 1995 Court: Minnesota Court of Appeals Case Number: C3-95-1809; No. CX-95-1810 Issue: Coverage State: Minnesota Insurance companies should not be allowed to keep information supporting coverage from the Courts of their policyholders. Depublication of pro-policyholder decisions should not be condoned.
Fleming vs. USAA Year: 1996 Court: Case Number: Issue: Pollution Exclusion and Coverages State: Oregon UP filed a petition supporting review urging that the key definition of “pollutants” employed in ithe subject nsurance policies were so overbroad as to be meaningless.
First State Insurance Company vs. Minnesota Mining Manufacturing Company Year: 1997 Court: Minnesota Supreme Court Case Number: C4-97-1872, CO-97-2257 Issue: “disappearing decisions”; confidentiality orders State: Minnesota
First American Title Insurance Company vs. Superior Court Year: 2006 Court: California Court of Appeal, 2nd District, Division 3 Case Number: B194004 (2007) Issue: Discovery State: California Request for depublication. Plaintiffs must be allowed pre-certification discovery in class actions arising out of insurance marketing and underwriting practices which often involve damages to policyholders that are too small to warrant individual action.
Ieyoub, Richard vs. The American Tobacco Company Year: 1997 Court: U.S. Court of Appeals, 5th Circuit Case Number: 97-31222 Issue: Arbitration State: Louisiana
Hyundai Motor America vs. National Union Fire Insurance Company Year: 2008 Court: U.S. Court of Appeals, 9th Circuit Case Number: 08-56527 Issue: Duty to Defend State: California The district court erroneously held that “advertising injury” insured under the CGL Policies at issue did not include “an injury caused by patent infringement even if that injury occurs during the course of an advertising activity.” The district court also failed to properly apply the…
Humana Inc. and Humana Health Insurance of Nevada, Inc. vs. Forsyth, Mary Year: 1998 Court: Case Number: 525 US 299 Issue: RICO State: United States Rico Claims; unfair trade practices
Erie Insurance Exchange vs. Hollock Year: 2003 Court: Pennsylvania Superior Court Case Number: 67 MAP 2005 (Supreme Court), 298 MDA 2002 (Superior Court) Issue: Bad Faith State: Pennsylvania In Pennsylvania a violation of the Unfair Practices Act should be relevant evidence of bad faith. An insurance company’s violations of its own internal guidelines, manuals and procedures is relevant evidence of bad faith. Case upholds post –Campbell ratio of compensatory to punitive damages of…
Hoffman, David vs. State of Georgia, Office of Insurance Commissioner and Oxendine, John W. Year: 2002 Court: Georgia Court of Appeals Case Number: A04A0134 Issue: Discovery State: Georgia Brief requesting that the State of Georgia be forced to make the Insurance Commissioner’s investigative study of UnumProvident public.
Heritage Healthcare Services, Inc. et al. vs. Beacon Mutual Insurance Company et al. Year: 2006 Court: Rhode Island Superior Court Case Number: 2002-7016 Issue: Discovery State: Rhode Island United Policyholders filed an amicus brief to educate the court on why documents and reports resulting from Market Conduction Examinations conducted by state insurance regulators are discoverable in civil litigation.