In its amicus curiae brief, UP supports coverage for an insured’s business interruption losses related to the SARS-CoV-2 virus and COVID-19 under a “Civil Authority” insuring agreement. UP argues that decades of case law demonstrate what the insurance industry and policyholders have long known: that policies that provide coverage for “direct physical loss or damage to property” are triggered by a broad range of perils including carbon monoxide, odors, and viruses such as the one that causes COVID-19.
Peanut Wagon, Inc. et al. v. Allianz Global Corporate & Specialty et al.
Court Court of Appeal of the State of California First Appellate District, Division V
Case Number A163136